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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in St. Johns County.

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Sold

Sold·Closed Jul 1, 2026·9 days on market·Recent sales in Jacksonville

2049 Bishop Estates Road

Jacksonville, FL 32259

$2,705,000sold priceListed at $2,695,000 · 100.4% of asking$499/sqftMLS# 2145518
5
Beds
6
Baths
5,424
Sq Ft
2012
Built
3
Garage
Yes
Pool
No HOA1.34 acresWaterfrontSingle Family Residence2 stories

About this home

Jacksonville

*Best and final due 5/24 by 11am* Set on an extraordinary 1.3-acre riverfront estate, this exceptional property offers the perfect combination of luxury, privacy, and breathtaking waterfront views. Designed for both comfortable everyday living and effortless entertaining, the home features 5 spacious bedrooms, 6 full bathrooms, a dedicated office, and an expansive bonus room. Oversized windows fill the home with natural light and showcase stunning views of the river from nearly every room. Thoughtfully designed with both function and style in mind, the home offers large walk-in closets, abundant storage throughout, and a generous walk-in pantry to complement the well-appointed kitchen. Since purchasing the home, the sellers have completed numerous high-quality improvements, including an expanded dock with a boathouse and 13,000-pound lift, new hardwood floors, two custom fireplaces (one in the family room and one on the outdoor patio)

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$14,983
Property taxesest. at asking price, St. Johns County$3,599
Estimated total, before insurance$18,583/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$25,172/yr · $2,098/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,705,000
$541,000
Loan Term
Monthly Payment
$14,983
Principal & Interest: $14,983
Property taxes (est.): $3,599
Insurance (est.): $1,803
Estimated Total Monthly
$20,386
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $2,200,000 in April 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$1,959,665$1,832,197—
2024$1,829,853$1,779,853—
2023$1,793,056$1,743,056—
2022$1,295,881$1,062,831—
2021$1,159,415$1,030,418—
2020$1,141,350$1,015,501—

2025 property taxes (current owner): $25,172/yr

Estimated taxes if purchased at asking price: ~$43,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $260/sq ft; this home is listed at $497/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1863 Bishop Estates Road, St. Johns, FL 32259Listed by NON MLS (realMLS)Feb 2026$2,195,000$4785/5.54,58930.3
365 N Lombardy Loop, St. Johns, FL 32259Listed by WATSON REALTY CORPMay 2026$960,000$2475/4.53,8911240.8
516 Bronze Branch Court, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$1,000,000$2325/54,315661.2
908 Cavanaugh Drive, Jacksonville, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJul 2025$1,100,000$2605/44,231241.6
824 E Dorchester Drive, St. Johns, FL 32259Listed by SELECT REALTY LLCJul 2026$1,000,000$2466/44,072121.7
14566 Longview Drive S, Jacksonville, FL 32223Listed by WATSON REALTY CORPJun 2026$1,550,000$3605/3.54,3051701.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,695,000
Price / Sq Ft$497
Bedrooms5
Bathrooms6.00
Full Baths6
Square Footage5,424
Acres1.34 acres
Year Built2012
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Heated
Is WaterfrontYes

Community Information

Address2049 Bishop Estates Road, Jacksonville, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionBishop Estates
CityJacksonville
CountySt. Johns
StateFL
Zip Code32259
Lot Size58,370.4 sq ft
Parcel Number0060200000

Amenities

UtilitiesCable Connected, Electricity Connected, Propane
SewerSeptic Tank
Water SourceWell
ParkingGarage, Garage Door Opener, Gated
ViewCreek/Stream, River, Water

Interior

Interior FeaturesEntrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan
AppliancesDishwasher, Disposal, Double Oven, Dryer, Freezer, Gas Cooktop, Gas Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringWood
FireplaceYes
Fireplace FeaturesGas
# of Stories2
LevelsTwo
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesBalcony, Boat Lift, Dock
Patio / PorchCovered, Patio

Additional Information

Date ListedMay 15, 2026
Days on Market9
Tax Amount$25,172.46
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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