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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Sold

Sold·Closed Mar 31, 2026·52 days on market·Recent sales in Mandarin

12766 River Story Court

Jacksonville, FL 32223

$1,575,000sold priceListed at $1,599,900 · 98.4% of asking$427/sqftMLS# 2125398
4
Beds
4
Baths
3,688
Sq Ft
2021
Built
3
Garage
No
Pool
HOA $242/mo0.88 acresSingle Family Residence1 story

About this home

Jacksonville

BACK ON THE MARKET - BUYER FINANCING FELL THROUGH - Located in the highly sought-after gated riverfront community of River Story in Mandarin, this exceptional Andy Reynolds single-story home offers refined luxury and thoughtful design, showing like a model home where no detail was missed. Situated on an expansive .88-acre homesite (38,175 sq ft), this residence provides privacy, elegance, and resort-style living. The thoughtfully designed one-level floor plan features 4 bedrooms, 4 full bathrooms, a private office, a vaulted bonus room with a beamed ceiling, and a 3-car garage, encompassing 3,688 square feet (per builder) of beautifully appointed living space. Hardwood floors extend throughout the home, excluding wet areas, and are complemented by custom casing and crown molding, designer wallpaper, and custom drapery. The chef's kitchen is a true centerpiece at the heart of the home, appointed with Thermador appliances, including Professional

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$8,655
Property taxesest. at asking price, Duval County$2,572
HOAbilled annually$242
Estimated total, before insurance$11,469/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$19,490/yr · $1,624/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,740 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:33 AM, sunset 6:49 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $19,490/yr

Estimated taxes if purchased at asking price: ~$30,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $434/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12843 River Story Way, Jacksonville, FL 32223Listed by RE/MAX SPECIALISTSJul 2026$1,913,750$5025/43,813160.1
12819 River Story Way, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$1,900,000$4795/4.53,96800.1
12767 Brady Road, Jacksonville, FL 32223Listed by VREELAND REAL ESTATE LLCJul 2026$700,000$2064/33,40360.5
14004 Athens Drive, Jacksonville, FL 32223Listed by DJ & LINDSEY REAL ESTATEJul 2026$581,500$2144/2.52,71290.5
13832 Carters Grove Lane, Jacksonville, FL 32223Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$560,000$2074/22,70420.6
12852 Longview Drive W, Jacksonville, FL 32223Listed by RE/MAX SPECIALISTSMay 2026$598,000$2093/2.52,859250.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,599,900
Price / Sq Ft$434
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,688
Acres0.88 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address12766 River Story Court, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionRiver Story
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size38,332.8 sq ft
Parcel Number1060990555
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Freezer, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral, Heat Pump
CoolingCentral Air, Zoned
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
Security24 Hour Security, Security Fence, Security Gate, Smoke Detector(s)

Exterior

FencingBack Yard
RoofShingle
ConstructionBrick Veneer, Fiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedJanuary 16, 2026
Days on Market52
HOA Fees$2,900 / Annually
HOA FrequencyAnnually
HOA NameRiver Story HOA
Tax Amount$19,489.99
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Sold by: PONTE VEDRA CLUB REALTY, INC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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