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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Jul 22, 2026·16 days on market·Recent sales in Mandarin

12843 River Story Way

Jacksonville, FL 32223

$1,913,750sold priceListed at $1,995,000 · 95.9% of asking$502/sqftMLS# 2150751
5
Beds
4
Baths
3,813
Sq Ft
2019
Built
3
Garage
Yes
Pool
FEMA Zone XHOA $242/mo0.98 acresSingle Family Residence1 story

About this home

Jacksonville

This luxurious showstopper is magazine worthy! You'll be hard pressed to find many homes of this caliber in NE FL. Nestled on nearly an acre beneath a canopy of majestic century-old oak trees, this exceptional newer-built residence offers an unparalleled lifestyle defined by luxury, comfort, and impeccable craftsmanship. From the moment you arrive, the professionally designed landscaping and impressive curb appeal set the stage for what awaits inside. Every inch of this remarkable property has been thoughtfully curated with high-end finishes, designer details, and every imaginable upgrade. This lovely wide open home opens seamlessly to an outdoor oasis unlike any other! A spectacular screened enclosure surrounds the resort-style pool, complete with fire features and a summer kitchen, creating the ultimate setting for year-round entertaining and peaceful evenings at home. Thoughtful ambient lighting around the property & pool highlights its features. Separate casita/guest house provides

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$10,600
Property taxesest. at asking price, Duval County$3,125
HOAbilled annually$242
Estimated total, before insurance$13,967/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$23,699/yr · $1,975/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,913,750
$382,750
Loan Term
Monthly Payment
$10,600
Principal & Interest: $10,600
Property taxes (est.): $3,125
Insurance (est.): $1,276
Estimated Total Monthly
$15,001
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,680 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $1,660,000 in February 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$1,424,199$1,303,305—
2024$1,134,710$1,134,710▼ $1,914
2023$1,106,635$1,056,635—
2022$1,065,437$827,049—
2021$851,504$801,504▼ $28,288
2020$833,230$783,230▲ $7,277

2025 property taxes (current owner): $23,699/yr

Estimated taxes if purchased at asking price: ~$37,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 2, 2026Closed$1,995,000
  • Jul 20, 2026Pending$1,995,000
  • Jun 15, 2026Listed$1,995,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $245/sq ft; this home is listed at $523/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12819 River Story Way, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$1,900,000$4795/4.53,96800.1
12767 Brady Road, Jacksonville, FL 32223Listed by VREELAND REAL ESTATE LLCJul 2026$700,000$2064/33,40360.4
14566 Longview Drive S, Jacksonville, FL 32223Listed by WATSON REALTY CORPJun 2026$1,550,000$3605/3.54,3051700.5
14004 Athens Drive, Jacksonville, FL 32223Listed by DJ & LINDSEY REAL ESTATEJul 2026$581,500$2144/2.52,71290.6
2506 Riley Oaks Trail, Jacksonville, FL 32223Listed by THE LEGENDS OF REAL ESTATEOct 2026$769,000$2454/3.53,14130.7
14830 Ingle Lane, Jacksonville, FL 32223Listed by ROUND TABLE REALTYSep 2026$695,000$2125/3.53,286380.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,995,000
Price / Sq Ft$523
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,813
Acres0.98 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleMulti Generational, Ranch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated, Pool Sweep, Salt Water, Screen Enclosure, Waterfall
Is WaterfrontNo

Community Information

Address12843 River Story Way, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionRiver Story
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size42,688.8 sq ft
Parcel Number1060990720
ZoningResidential

Amenities

AmenitiesGated
Community FeaturesSuburban, Street Lights, Gated, Curbs
UtilitiesElectricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned, Wine Cooler
HeatingCentral, Heat Pump
CoolingCentral Air, Electric, Multi Units
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Sink, Washer Hookup
SecurityCarbon Monoxide Detector(s), Closed Circuit Camera(s), Security Gate, Security System Owned, Smoke Detector(s)

Exterior

Exterior FeaturesFire Pit, Outdoor Kitchen
Lot DescriptionDead End Street, Many Trees, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Front Porch, Rear Porch, Screened
FencingBack Yard, Privacy, Vinyl
RoofShingle
ConstructionComposition Siding, Frame
Other StructuresGuest House

Additional Information

Date ListedJune 15, 2026
Days on Market16
HOA Fees$2,900 / Annually
HOA FrequencyAnnually
Tax Amount$23,699.35
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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