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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a waterfront home in St. Johns County.

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Sold

Sold·Closed Jun 2, 2026·65 days on market·Recent sales in SilverLeaf

129 Bedford Terrace 143

St. Augustine, FL 32092

$530,000sold priceListed at $569,000 · 93.1% of asking$221/sqftMLS# 2124652
3
Beds
2.5
Baths
2,397
Sq Ft
2025
Built
2
Garage
No
Pool
HOA $100/moWaterfrontSingle Family Residence2 storiesNew construction

About this home

St. Augustine

NEW TOLL BROTHERS HOME! Move in April of 2026! This beautifully designed home offers open-concept living with thoughtfully curated designer finishes throughout. Light-toned luxury vinyl plank flooring flows through the main living areas, creating a bright and inviting atmosphere. The expansive great room connects seamlessly to the gourmet kitchen, featuring quartz countertops, stainless steel appliances, stylish cabinetry, and a striking apron-front sink--perfect for everyday living and entertaining. Upstairs, the primary suite provides a relaxing retreat with a spa-inspired bath and walk-in closet, while additional bedrooms offer comfort and flexibility. Enjoy outdoor living with space to unwind and entertain. With no CDD fees and access to SilverLeaf's resort-style amenity centers and future private amenities, schedule your private tour today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,936
Property taxesest. at asking price, St. Johns County$705
HOAbilled annually$100
Estimated total, before insurance$3,741/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$530,000
$106,000
Loan Term
Monthly Payment
$2,936
Principal & Interest: $2,936
Property taxes (est.): $705
Insurance (est.): $353
Estimated Total Monthly
$3,994
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle, Wood — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real pool sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $237/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
290 Bedford Terrace, St. Augustine, FL 32092Listed by JACKSONVILLE TBI REALTY, LLCSep 2026$550,000$2374/32,324660.2
125 Lucia Place, St. Augustine, FL 32092Listed by WEEKLEY HOMES REALTYSep 2026$504,980$2643/21,91600.4
80 Lucia Place, St. Augustine, FL 32092Listed by WEEKLEY HOMES REALTYSep 2026$673,395$2205/3.53,06000.5
107 Webking Heights Drive, St. Augustine, FL 32092Listed by WEEKLEY HOMES REALTYSep 2026$575,000$2413/2.52,3851060.5
200 Chestnut Grove Road, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$532,000$2134/32,5001430.7
121 Chestnut Grove Road, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$489,990$2244/2.52,190120.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$569,000
Price / Sq Ft$237
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,397
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
New ConstructionYes
Direction FacesNorthwest

School Information

Community Information

Address129 Bedford Terrace 143, St. Augustine, FL 32092
Area304- 210 South
SubdivisionSilverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0

Amenities

AmenitiesPool
UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener, Gated
Waterfront TypePond

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Home, Smart Thermostat, Walk-In Closet(s)
AppliancesGas Cooktop, Gas Water Heater, Microwave, Tankless Water Heater
HeatingCentral, Natural Gas
CoolingElectric, Zoned
FlooringTile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Sink

Exterior

Lot DescriptionSprinklers In Rear
Patio / PorchCovered
RoofShingle, Wood
ConstructionFiber Cement
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedMay 18, 2026
Days on Market65
HOA Fees$1,200 / Annually
HOA FrequencyAnnually
HOA NameNewbrook
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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