This home is in Seascape Condo, Jacksonville Beach.

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Active

Active·68 days on market·Seascape Condo

1601 Ocean Drive S 203

Jacksonville Beach, FL 32250

$775,000$698/sqftEst. $4,125/moMLS# 2121844

Beds

Baths

1,110

Sq Ft

1974

Built

—

Garage

Pool

About this home

Seascape Condo

Brand New Kitchen with White Shaker Cabinets, White Quartz Countertop with a Granite Undercabinet Sink. New Tile Flooring to Compliment the New LVP Throughout the Unit. $7M Building Restoration Completed in May 2025. Gorgeous Sunrises, Breathtaking Ocean Views from this 2nd Floor Unit. Make Seascape your Last Stop! Listen to the Waves Crashing and the Smell of the Salty Air from your Large Balcony. All 3 Sets of Sliders were Just Recently Replaced. All New LVP Flooring Throughout, Freshly Painted Interior and Balcony, New Water Heater and HVAC. Renovated Baths, Barn Door Leading to Laundry Room. All New Hardware and Hinges on all Doors, Bathroom Fixtures and Front Door. The Condo amenities include Parking, Private Beach access, Two Pools, Poolside Kitchen, Fitness Center, Saunas, Meeting Space, Elevators, and Amazing Views on the 4th of July! Condo Fees include Water/Sewer, Trash, Pest Control, Insurance, and all Amenities/Maintenance. Let's Make Some Noise and get this Sold.

Cost to own

Mortgage calculator

Home Price

$775,000

Down Payment: 20%

$155,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$3,915

Principal & Interest: $3,915

Est. Taxes & Insurance: $979

Estimated Total Monthly

$4,893

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,125

Property taxesest. at asking price, Duval County$1,265

HOAbilled monthly$1,361

Estimated total, before insurance$6,751/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$550,000	$0	—
2024	$507,000	$345,096	—
2023	$489,000	$333,443	—
2022	$436,500	$322,130	—
2021	$388,500	$311,146	—
2020	$388,500	$306,091	—

2025 property taxes (current owner): $6,729/yr

Estimated taxes if purchased at asking price: ~$15,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AO — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tar/Gravel — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,688 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 8, 2026Listed$775,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$775,000

Price / Sq Ft$698

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,110

Acres0.01 acres

Year Built1974

TypeResidential

Sub-TypeCondominium

StyleContemporary

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontYes

Community Information

Address1601 Ocean Drive S 203, Jacksonville Beach, FL 32250

Area212-Jacksonville Beach-SE

SubdivisionSeascape Condo

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Lot Size435.6 sq ft

Parcel Number1792950034

Amenities

AmenitiesPool, Barbecue, Beach Access, Clubhouse, Elevator(s), Fitness Center, Maintenance Grounds, Maintenance Structure, Management - Full Time, Management- On Site, Sauna, Security, Service Elevator(s), Spa/Hot Tub, Storage, Trash

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Assigned, Guest

ViewBeach, Ocean

Waterfront TypeNavigable Water, Ocean Access, Ocean Front