Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Seascape Condo, Jacksonville Beach — an oceanfront home in Northeast Florida.

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Active

Active·113 days on market·Seascape Condo

1601 Ocean Drive S 203

Jacksonville Beach, FL 32250

$739,000$666/sqftEst. $3,799/moMLS# 2121844

Beds

Baths

1,110

Sq Ft

1974

Built

—

Garage

Pool

About this home

Seascape Condo

Huge Price Improvement!! Brand New Kitchen with White Shaker Cabinets, White Quartz Countertop with a Granite Undercabinet Sink. New Tile Flooring to Compliment the New LVP Throughout the Unit. $7M Building Restoration Completed in May 2025. Gorgeous Sunrises, Breathtaking Ocean Views from this 2nd Floor Unit. Make Seascape your Last Stop! All 3 Sets of Sliders were Just Recently Replaced. All New LVP Flooring Throughout, Freshly Painted Interior and Balcony, New Water Heater and HVAC. Renovated Baths, Barn Door Leading to Laundry Room. All New Hardware and Hinges on all Doors, Bathroom Fixtures and Front Door. The Condo amenities include Parking, Private Beach access, Two Pools, Poolside Kitchen, Fitness Center, Saunas, Meeting Space, Elevators, and Amazing Views on the 4th of July! Condo Fees include Water/Sewer, Trash, Pest Control, Insurance, and all Amenities/Maintenance. Let's Make Some Noise and get this Sold

Cost to own

Mortgage calculator

Home Price

$739,000

Down Payment: 20%

$147,800

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,799

Principal & Interest: $3,799

Property taxes (est.): $1,207

Insurance (est.): $493

Estimated Total Monthly

$5,499

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,799

Property taxesest. at asking price, Duval County$1,207

HOAbilled monthly$1,361

Estimated total, before insurance$6,366/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,729/yr · $561/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$550,000	$0	—
2024	$507,000	$345,096	—
2023	$489,000	$333,443	—
2022	$436,500	$322,130	—
2021	$388,500	$311,146	—
2020	$388,500	$306,091	—

2025 property taxes (current owner): $6,729/yr

Estimated taxes if purchased at asking price: ~$14,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AO — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tar/Gravel — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,688 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 11, 2026Price change$739,000−$36,000
May 8, 2026Listed$775,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$739,000

Price / Sq Ft$666

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,110

Acres0.01 acres

Year Built1974

TypeResidential

Sub-TypeCondominium

StyleContemporary

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontYes

Community Information

Address1601 Ocean Drive S 203, Jacksonville Beach, FL 32250

Area212-Jacksonville Beach-SE

SubdivisionSeascape Condo

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Lot Size435.6 sq ft

Parcel Number1792950034

Amenities

AmenitiesPool, Barbecue, Beach Access, Clubhouse, Elevator(s), Fitness Center, Maintenance Grounds, Maintenance Structure, Management - Full Time, Management- On Site, Sauna, Security, Service Elevator(s), Spa/Hot Tub, Storage, Trash

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Assigned, Guest

ViewBeach, Ocean

Waterfront TypeNavigable Water, Ocean Access, Ocean Front