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Active

Active·117 days on market

925 2nd Avenue S

Jacksonville Beach, FL 32250

$649,000$307/sqftEst. $3,337/moMLS# 2143264

Beds

Baths

2,117

Sq Ft

2024

Built

Garage

Pool

About this home

Jacksonville Beach

Beautifully designed coastal townhome just blocks from the ocean in the heart of Jacksonville Beach-LOADED with upgrades! Built in 2024, this residence blends modern coastal style with thoughtful construction and high-end finishes throughout. From the moment you step inside, you'll notice the attention to detail-soaring ceilings, designer lighting, and a light, airy feel that perfectly complements the beachside setting. The kitchen is both functional and elevated, featuring 42'' shaker cabinetry with soft-close doors and drawers, Pompeii quartz countertops, a tiled backsplash, gas cooktop, and upgraded stainless steel appliances--ideal for everyday living and entertaining. Custom touches can be found throughout, including built-ins, tongue-and-groove accents, upgraded wood shelving in all closets, and durable low-maintenance LVP flooring throughout-no carpet. The primary suite offers a spa-like bath with dual vanities, designer tile, rain shower head, and frameless glass enclosure

Cost to own

Mortgage calculator

Home Price

$649,000

Down Payment: 20%

$129,800

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,337

Principal & Interest: $3,337

Property taxes (est.): $1,060

Insurance (est.): $433

Estimated Total Monthly

$4,829

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,337

Property taxesest. at asking price, Duval County$1,060

Estimated total, before insurance$4,396/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,820/yr · $735/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $550,000 in June 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$478,190	$478,190	—
2024	$183,330	$183,330	▼ $20,370
2023	$203,700	$93,278	—
2022	$122,220	$84,799	—

2025 property taxes (current owner): $8,820/yr

Estimated taxes if purchased at asking price: ~$12,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,686 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

May 3, 2026Listed$649,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$649,000

Price / Sq Ft$307

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,117

Acres0.08 acres

Year Built2024

TypeResidential

Sub-TypeTownhouse

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

MiddleSelect One

Community Information

Address925 2nd Avenue S, Jacksonville Beach, FL 32250

Area214-Jacksonville Beach-SW

SubdivisionPablo Beach North

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Lot Size3,484.8 sq ft

Lot Dimensions75x125

Parcel Number1756550025

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringVinyl

# of Stories2

LevelsTwo

LaundryIn Unit, Upper Level

SecurityFire Sprinkler System, Security System Owned, Smoke Detector(s)