This home is in Pablo Beach North, Jacksonville Beach.
Active·167 days on market·Pablo Beach North
925 2nd Avenue S
Jacksonville Beach, FL 32250
8 more homes for sale in Pablo Beach North →Search Pablo Beach North on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Pablo Beach North
Beautifully designed coastal townhome just blocks from the ocean in the heart of Jacksonville Beach-LOADED with upgrades! Built in 2024, this residence blends modern coastal style with thoughtful construction and high-end finishes throughout. From the moment you step inside, you'll notice the attention to detail-soaring ceilings, designer lighting, and a light, airy feel that perfectly complements the beachside setting. The kitchen is both functional and elevated, featuring 42'' shaker cabinetry with soft-close doors and drawers, Pompeii quartz countertops, a tiled backsplash, gas cooktop, and upgraded stainless steel appliances--ideal for everyday living and entertaining. Custom touches can be found throughout, including built-ins, tongue-and-groove accents, upgraded wood shelving in all closets, and durable low-maintenance LVP flooring throughout-no carpet. The primary suite offers a spa-like bath with dual vanities, designer tile, rain shower head, and frameless glass enclosure
Next steps in Pablo Beach North
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,686 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
2nd Ave Sabout 0.6 mi · 30 parking spaces
Closest park or preserve
Dutton Island Preserve15 min drive · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 5 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Cradle Creek Preserve Kayak Launch (Long Portage!)about 1.0 mi · Cradle Creek - San Pablo Creek
Closest youth league fields
Gonzales Park5 min drive · Soccer
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $550,000 in June 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $478,190 | $478,190 | — |
| 2024 | $183,330 | $183,330 | ▼ $20,370 |
| 2023 | $203,700 | $93,278 | — |
| 2022 | $122,220 | $84,799 | — |
2025 property taxes (current owner): $8,820/yr
Estimated taxes if purchased at asking price: ~$12,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- May 3, 2026Listed$649,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $267/sq ft; this home is listed at $307/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 124 S 10th Street, Jacksonville Beach, FL 32250Listed by JWB REALTY LLC | Jul 2026 | $525,000 | $204 | 5/3.5 | 2,574 | 72 | 0 |
| 128 S 10th Street, Jacksonville Beach, FL 32250Listed by JWB REALTY LLC | Jul 2026 | $485,000 | $214 | 3/3.5 | 2,266 | 109 | 0 |
| 921 2nd Avenue S, Jacksonville Beach, FL 32250Listed by RE/MAX SPECIALISTS | Jun 2026 | $655,000 | $309 | 4/2.5 | 2,117 | 54 | 0 |
| 820 5th Avenue S, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $502,000 | $267 | 3/2.5 | 1,882 | 6 | 0.2 |
| 408 8th Street S, Jacksonville Beach, FL 32250Listed by JWB REALTY LLC | Jun 2026 | $525,000 | $242 | 4/3.5 | 2,166 | 89 | 0.2 |
| 22 N Beach Way, Jacksonville Beach, FL 32250Listed by PONTE VEDRA CLUB REALTY, INC. | Sep 2026 | $600,000 | $293 | 4/3.5 | 2,051 | 65 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Pablo Beach North
Pablo Beach North is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines