This home is in Pablo Beach South, Jacksonville Beach — a home near Duncan U. Fletcher High School.
Active·197 days on market·Pablo Beach South
1306 1st Street S
Jacksonville Beach, FL 32250
27 more homes for sale in Pablo Beach South →Search Pablo Beach South on the map
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About this home
Pablo Beach South
This Oceanview half of duplex building in desirable Jacksonville Beach was built in 2019 and is an amazing investment opportunity. There are no HOA or CDD fees and no minimum rental restrictions. Live in this side of the duplex or rent it short-term or long-term. The 3 story townhome is conveniently across the street from the Atlantic Ocean and a short walk or bike ride to Huguenot Park, shopping, restaurants, and nightlife. The townhome features an oversized 1 car garage, 3 bedrooms, 2.5 bathrooms, and a fenced in paver patio. This side of the duplex offers incredible ocean views from both the 2nd and 3rd Floors, white shaker cabinets, quartz countertops, stainless steel appliances, laminate flooring throughout, custom closet built-ins, tankless water heaters, reverse osmosis, water filtration system, and brand new dehumidifier. Soak in the ocean air from the 2nd floor balcony. The first floor is concrete block construction. This townhome is a unique opportunity and a must see!
Next steps in Pablo Beach South
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2019)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,733 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:27 AM, sunset 6:56 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $680,789 | $680,789 | — |
| 2024 | $682,116 | $668,241 | — |
| 2023 | $613,392 | $607,492 | — |
| 2022 | $552,266 | $552,266 | — |
| 2021 | $498,913 | $498,913 | — |
| 2020 | $396,054 | $346,054 | — |
2024 property taxes (current owner): $12,497/yr
Estimated taxes if purchased at asking price: ~$15,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 14, 2026Price change$775,000−$24,990
- Mar 30, 2026Listed$799,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $534/sq ft; this home is listed at $639/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1301 1st Street S 103, Jacksonville Beach, FL 32250Listed by SIGNAL REAL ESTATE INC | Sep 2026 | $500,000 | $471 | 2/2 | 1,062 | 147 | 0 |
| 1301 1st Street 802, Jacksonville Beach, FL 32250Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Sep 2026 | $450,000 | $365 | 2/2 | 1,232 | 144 | 0 |
| 1551 1st Street 103, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $675,000 | $467 | 3/2 | 1,446 | 86 | 0.2 |
| 1601 Ocean Drive 402, Jacksonville Beach, FL 32250Listed by 904 FINE HOMES | Aug 2026 | $680,000 | $534 | 3/2 | 1,274 | 46 | 0.2 |
| 1601 Ocean Drive S 807, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORP | Jul 2026 | $725,000 | $653 | 2/2 | 1,110 | 70 | 0.2 |
| 1601 Ocean Drive S 805, Jacksonville Beach, FL 32250Listed by PONTE VEDRA CLUB REALTY, INC. | Jun 2026 | $950,000 | $746 | 2/2 | 1,274 | 31 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Pablo Beach South
Pablo Beach South is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines