This home is in Seascape Condo, Jacksonville Beach.

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Active·15 days on market·Seascape Condo

1601 Ocean Drive S 705

Jacksonville Beach, FL 32250

$950,000$746/sqftEst. $5,056/moMLS# 2152122

Beds

Baths

1,274

Sq Ft

1974

Built

—

Garage

Pool

About this home

Seascape Condo

Rare opportunity to own a true 3-bedroom oceanfront residence in Seascape's coveted 5-line. Offering breathtaking Atlantic views and an approximately 60-foot terrace spanning the entire width of the home, this beautifully maintained condominium combines exceptional space, location, and value in one of Jax Beach's most iconic oceanfront communities. Freshly painted and thoughtfully updated over the years, the residence features a new HVAC system, updated kitchen and baths, and a floor plan designed to maximize natural light and ocean views. Residents enjoy direct beach access, two pools, a fitness center, inviting common areas, and a location directly across from the Jax Beach Tennis Center. Walk to dining, shopping, and everyday conveniences, with quick access to JTB, Mayo Clinic, St. Johns Town Center, and Downtown Jacksonville.

Cost to own

Mortgage calculator

Home Price

$950,000

Down Payment: 20%

$190,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$5,056

Principal & Interest: $5,056

Est. Taxes & Insurance: $1,264

Estimated Total Monthly

$6,320

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$5,056

Property taxesest. at asking price, Duval County$1,551

HOAbilled monthly$1,658

Estimated total, before insurance$8,265/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$690,800	$690,800	—

2025 property taxes (current owner): $12,742/yr

Estimated taxes if purchased at asking price: ~$18,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AO — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,688 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History