This home is in Seascape Condo, Jacksonville Beach.
Active·45 days on market·Seascape Condo
1601 Ocean Drive 909
Jacksonville Beach, FL 32250
About this home
Seascape Condo
What if every room in your home had an oceanfront view? It's possible when you live in unit 909 in highly sought-after Seascape Condominiums, located in South Jacksonville Beach. Perfectly positioned above the shoreline, this 2-bedroom, 2-bath condo offers breathtaking panoramic views of the Atlantic Ocean from every room, with direct balcony access throughout for the ultimate indoor-outdoor coastal lifestyle. Step inside to a bright, open floor plan designed to enhance the views, but be fully functional. The home features newer luxury vinyl plank flooring throughout, a beautifully updated galley-style kitchen with granite countertops, updated cabinetry, and stainless-steel appliances, as well as the special details that make a house a home. The spacious living area opens seamlessly to the expansive oceanfront balcony and includes motorized blinds for convenience and comfort.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $550,000 | $550,000 | — |
| 2024 | $507,000 | $507,000 | — |
| 2023 | $489,000 | $470,085 | — |
| 2022 | $436,500 | $427,350 | — |
| 2021 | $388,500 | $388,500 | — |
| 2020 | $388,500 | $388,500 | — |
2025 property taxes (current owner): $10,145/yr
Estimated taxes if purchased at asking price: ~$14,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AO — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1974)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,688 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 21, 2026Price change$735,000−$10,000
- Jun 12, 2026Listed$745,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Seascape Condo
Seascape Condo is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Seascape Condo homes for sale →Listing Courtesy of: ERA ONETEAM REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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