This home is in Ocean 14, Jacksonville Beach — an oceanfront home in Northeast Florida.
Active Under Contract·195 days on market·Ocean 14
1301 1st Street S 803
Jacksonville Beach, FL 32250
3 more homes for sale in Ocean 14 →Search Ocean 14 on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Ocean 14
Full-price offer includes Seller payment at closing toward the upcoming HOA assessment, including planned replacement of oceanfront windows and sliding glass doors--a valuable benefit and future savings for the next owner. Discover oceanfront living at its finest in this beautifully updated 8th-floor condominium at Ocean 14. Sweeping Atlantic views provide a daily backdrop of dolphins, seabirds, and rolling waves. The thoughtfully redesigned split-bedroom floor plan offers privacy and comfort, while the updated owner's suite features a spacious tiled shower and upgraded bath. Both bathrooms include granite vanities, and additional improvements include knockdown ceilings, crown molding, coastal finishes, and a new HVAC system installed in September 2025. Seller financing may be available. Move-in ready with furnishings negotiable, this is your opportunity to begin enjoying the beachfront lifestyle immediately. Schedule your ''Preview'' Today!
Next steps in Ocean 14
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AO — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Other — year not disclosed (home built 1976)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,689 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:27 AM, sunset 6:56 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $471,000 | $276,860 | — |
| 2024 | $500,000 | $268,350 | — |
| 2023 | $476,000 | $259,078 | — |
| 2022 | $359,000 | $250,076 | — |
| 2021 | $340,000 | $241,336 | — |
| 2020 | $340,000 | $340,000 | — |
2024 property taxes (current owner): $5,142/yr
Estimated taxes if purchased at asking price: ~$11,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 6, 2026Active Under Contract$559,000
- Aug 25, 2026Price change$559,000−$21,000
- Apr 2, 2026Listed$580,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $569/sq ft; this home is listed at $526/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1301 1st Street S 103, Jacksonville Beach, FL 32250Listed by SIGNAL REAL ESTATE INC | Sep 2026 | $500,000 | $471 | 2/2 | 1,062 | 147 | 0 |
| 1301 1st Street 802, Jacksonville Beach, FL 32250Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Sep 2026 | $450,000 | $365 | 2/2 | 1,232 | 144 | 0 |
| 1601 Ocean Drive 402, Jacksonville Beach, FL 32250Listed by 904 FINE HOMES | Aug 2026 | $680,000 | $534 | 3/2 | 1,274 | 46 | 0.2 |
| 1601 Ocean Drive S 807, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORP | Jul 2026 | $725,000 | $653 | 2/2 | 1,110 | 70 | 0.2 |
| 1601 Ocean Drive S 805, Jacksonville Beach, FL 32250Listed by PONTE VEDRA CLUB REALTY, INC. | Jun 2026 | $950,000 | $746 | 2/2 | 1,274 | 31 | 0.2 |
| 1601 Ocean Drive S 701, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLC | Jun 2026 | $700,000 | $569 | 2/2 | 1,230 | 75 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Ocean 14
Ocean 14 is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Ocean 14 homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines