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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Seascape Condo, Jacksonville Beach — an oceanfront home in Northeast Florida.

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Pending

Pending·122 days on market·Seascape Condo

1601 Ocean Drive S 104

Jacksonville Beach, FL 32250

$649,000$509/sqftEst. $3,595/mo mortgageMLS# 2094286
↓ $50,000 below original list
3
Beds
2
Baths
1,274
Sq Ft
1974
Built
—
Garage
No
Pool

9 more homes for sale in Seascape Condo →Search Seascape Condo on the map

FEMA Zone AOHOA $1658/mo436 sqft lotWaterfrontCondominium1 story

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About this home

Seascape Condo

Enjoy direct ocean views from every room in this 2nd level condo in Seascape Condominiums. This 3-bedroom floor plan is currently configured as a 2-bedroom with a spacious dining room in place of the third bedroom (easily converted back if desired). Each room offers direct balcony access and panoramic views of the Atlantic, creating an ideal blend of indoor-outdoor coastal living. This unit also includes access to Seascape's resort-style amenities, including two oceanfront pools, a fitness room, sauna, and outdoor grilling area. Condo association also has on-site management. This unit is the perfect blank canvas for a buyer ready to create their dream oceanfront retreat!

Next steps in Seascape Condo

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,595
Property taxesest. at asking price, Duval County$1,060
HOAbilled monthly$1,658
Estimated total, before insurance$6,312/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$12,443/yr · $1,037/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$649,000
$129,800
Loan Term
Monthly Payment
$3,595
Principal & Interest: $3,595
Property taxes (est.): $1,060
Insurance (est.): $433
Estimated Total Monthly
$5,087
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AO — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,813 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$689,160$689,160—
2024$689,160$660,176—
2023$673,640$600,160—
2022$614,470$545,600—
2021$496,000$496,000—
2020$486,000$486,000—

2024 property taxes (current owner): $12,443/yr

Estimated taxes if purchased at asking price: ~$12,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 1, 2026Pending$649,000
  • Sep 9, 2026Price change$649,000−$40,000
  • Jul 30, 2026Price change$689,000−$10,000
  • Jun 19, 2026Listed$699,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $534/sq ft; this home is listed at $509/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1601 Ocean Drive S 705, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$925,000$7263/21,274650
1601 Ocean Drive 402, Jacksonville Beach, FL 32250Listed by 904 FINE HOMESAug 2026$680,000$5343/21,274460
1601 Ocean Drive S 807, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORPJul 2026$725,000$6532/21,110700
1867 S 2nd Street S, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORPSep 2026$660,000$4373/2.51,512160.1
1524 1st Street S, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$650,000$3953/31,644990.1
1551 1st Street 103, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$675,000$4673/21,446860.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$649,000
Price / Sq Ft$509
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,274
Acres0.01 acres
Year Built1974
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusPending
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1601 Ocean Drive S 104, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionSeascape Condo
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size435.6 sq ft
Parcel Number1792950016
ZoningCondominium

Amenities

AmenitiesPool, Beach Access, Children's Pool, Elevator(s), Fitness Center, Laundry, Management - Full Time, Management- On Site, Sauna, Storage
UtilitiesCable Available, Electricity Connected, Natural Gas Not Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Guest
ViewBeach, Ocean

Interior

Interior FeaturesOpen Floorplan, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
SecurityEntry Phone/Intercom, Secured Lobby, Smoke Detector(s)
Spa FeaturesIn Ground, Community

Exterior

Exterior FeaturesBalcony, Outdoor Shower
Patio / PorchCovered
ConstructionBlock, Concrete
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 19, 2026
Days on Market459
HOA Fees$1,657.69 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Pest Control, Sewer, Water
Tax Amount$12,442.56
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Seascape Condo

Seascape Condo is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Seascape Condo homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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