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This home is in Seascape Condo, Jacksonville Beach.

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Active·26 days on market·Seascape Condo

1601 Ocean Drive S 104

Jacksonville Beach, FL 32250

$699,000$549/sqftEst. $3,720/moMLS# 2094286
3
Beds
2
Baths
1,274
Sq Ft
1974
Built
Garage
No
Pool

About this home

Seascape Condo

Enjoy direct ocean views from every room in this 2nd level condo in Seascape Condominiums. This 3-bedroom floor plan is currently configured as a 2-bedroom with a spacious dining room in place of the third bedroom (easily converted back if desired). Each room offers direct balcony access and panoramic views of the Atlantic, creating an ideal blend of indoor-outdoor coastal living. This unit also includes access to Seascape's resort-style amenities, including two oceanfront pools, a fitness room, sauna, and outdoor grilling area. Condo association also has on-site management. This unit is the perfect blank canvas for a buyer ready to create their dream oceanfront retreat!

Cost to own

Mortgage calculator

$699,000
$139,800
Loan Term
Monthly Payment
$3,531
Principal & Interest: $3,531
Est. Taxes & Insurance: $883
Estimated Total Monthly
$4,414
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,720
Property taxesest. at asking price, Duval County$1,141
HOAbilled monthly$1,658
Estimated total, before insurance$6,519/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$689,160$689,160
2024$689,160$660,176
2023$673,640$600,160
2022$614,470$545,600
2021$496,000$496,000
2020$486,000$486,000

2024 property taxes (current owner): $12,443/yr

Estimated taxes if purchased at asking price: ~$13,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AO — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,813 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jun 19, 2026Listed$699,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$699,000
Price / Sq Ft$549
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,274
Acres0.01 acres
Year Built1974
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusActive
Has PoolNo
Is WaterfrontYes
Direction FacesEast

Community Information

Address1601 Ocean Drive S 104, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionSeascape Condo
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size435.6 sq ft
Parcel Number1792950016
ZoningCondominium

Amenities

AmenitiesPool, Beach Access, Children's Pool, Elevator(s), Fitness Center, Laundry, Management - Full Time, Management- On Site, Sauna, Storage
UtilitiesCable Available, Electricity Connected, Natural Gas Not Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Guest
ViewBeach, Ocean

Interior

Interior FeaturesOpen Floorplan, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
SecurityEntry Phone/Intercom, Secured Lobby, Smoke Detector(s)
Spa FeaturesIn Ground, Community

Exterior

Exterior FeaturesBalcony, Outdoor Shower
Patio / PorchCovered
ConstructionBlock, Concrete
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 19, 2026
Days on Market365
HOA Fees$1,657.69 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Pest Control, Sewer, Water
Tax Amount$12,442.56
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Seascape Condo

Seascape Condo is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Seascape Condo homes for sale →

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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