This home is in Ponte Vedra.

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Pending

Pending·217 days on market

59 Oak Breeze Drive

Ponte Vedra, FL 32081

$819,900$332/sqftEst. $4,364/moMLS# 2121268

Beds

Baths

2,468

Sq Ft

2024

Built

Garage

Pool

About this home

Ponte Vedra

**Ask about 4.99% (5.202% APR) 30-Year Conventional Fixed Rate Promotion - See Sales Associates for Details! ** New Crosswinds community across from Pine Island Academy. 100% Energy Star Certified Home built by Providence Homes! The Cypress Model home features 4 bedrooms, 3.5 baths, and first floor owners suite. Family room with vaulted ceiling and 12x8 sliding glass doors open to cafe/kitchen and large covered patio and outdoor living space. Luxury vinyl plank flooring in main living areas, tile in wet areas, and carpet in the bedrooms. Gourmet Kitchen with Cafe Black appliances and quartz counters in the kitchen. Too many upgrades & custom features to name! (Sold Unfurnished.)

Cost to own

Mortgage calculator

Home Price

$819,900

Down Payment: 20%

$163,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$4,167

Principal & Interest: $4,167

Est. Taxes & Insurance: $1,042

Estimated Total Monthly

$5,209

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,364

Property taxesest. at asking price, St. Johns County$1,091

HOAbilled annually$79

Estimated total, before insurance$5,534/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $100,000 in August 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$552,990	$552,990	—
2024	$80,000	$80,000	—

2025 property taxes (current owner): $9,536/yr

Estimated taxes if purchased at asking price: ~$13,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,761 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$819,900

Price / Sq Ft$332

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,468

Acres0.12 acres

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementaryPine Island Academy

MiddlePine Island Academy

HighAllen D. Nease

Community Information

Address59 Oak Breeze Drive, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionNocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size5,227.2 sq ft

Lot Dimensions40x125

Parcel Number0721120020

ZoningPUD

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Fitness Center, Jogging Path, Playground

UtilitiesCable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyAppliances, Construction, Doors, HVAC, Insulation, Lighting, Roof, Thermostat, Water Heater, Windows

ParkingAttached, Garage, Garage Door Opener

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDisposal, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Gas Cooktop, Gas Water Heater, Microwave, Tankless Water Heater

HeatingCentral, Electric, Heat Pump, Zoned

CoolingCentral Air, Electric, Zoned

FlooringCarpet, Tile, Vinyl

# of Stories2

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

SecuritySmoke Detector(s)