This home is in Sweetwater, Jacksonville.

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Pending

Pending·269 days on market·Sweetwater

8495 Little Swift Circle

Jacksonville, FL 32256

$259,800$145/sqftEst. $1,383/moMLS# 2114172

Beds

Baths

1,797

Sq Ft

2006

Built

Garage

Pool

About this home

Sweetwater

EXCEPTIONAL VALUE! LOOK AGAIN! Freshly updated with new carpet, fresh interior paint, an included Home Warranty (up to $650), and an exceptional new price. This upper-level end-unit is ready to impress. Vaulted ceilings and abundant natural light create a bright, open feel, while peaceful tree-lined views offer privacy rarely found in condo living. Major improvements are already complete, including impact-resistant replacement windows (2017) that provide year-round comfort and eliminate the hassle of storm shutters. Custom built-in cabinetry in the dining room, office and breakfast area, plantation shutters, crown molding, multiple ceiling fans, a custom primary closet organizer, and a spacious screened lanai add style and functionality. The attached garage includes valuable loft storage. Washer, dryer, regularly serviced HVAC, and Home Warranty are included. Move in and start enjoying the lifestyle you've been waiting for. Call for a showing TODAY!

Cost to own

Mortgage calculator

Home Price

$259,800

Down Payment: 20%

$51,960

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,321

Principal & Interest: $1,321

Est. Taxes & Insurance: $330

Estimated Total Monthly

$1,651

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,383

Property taxesest. at asking price, Duval County$424

HOAbilled monthly$275

Estimated total, before insurance$2,082/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$267,500	$137,660	▼ $8,000
2024	$275,500	$132,932	▼ $10,500
2023	$286,000	$127,459	—
2022	$251,500	$126,645	—
2021	$201,500	$121,486	—
2020	$193,000	$119,112	—

Estimated taxes if purchased at asking price: ~$5,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,781 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 7, 2026Pending$259,800
Oct 20, 2025Listed$259,800

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$259,800

Price / Sq Ft$145

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,797

Total Structure Area1,946 sq ft

Acres0.01 acres

Year Built2006

TypeResidential

Sub-TypeCondominium

StatusPending

# of Garages1

Has PoolNo

Is WaterfrontNo

55+ CommunityYes

School Information

ElementaryTwin Lakes Academy

MiddleTwin Lakes Academy

Community Information

Address8495 Little Swift Circle, Jacksonville, FL 32256

Area027-Intracoastal West-South Of Jt Butler Blvd

SubdivisionSweetwater By Del Webb

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size435.6 sq ft

Parcel Number1677570156

Amenities

AmenitiesPool, Barbecue, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management - Full Time, Management- On Site, Pickleball, Tennis Court(s), Trash, Water

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener, Guest

ViewPond, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryIn Unit

SecuritySecurity Gate, Security System Owned