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This home is in Sweetwater, Jacksonville — a gated community home in Jacksonville.

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Active

Active·Listed today·Sweetwater

8555 Little Swift Circle 32A

Jacksonville, FL 32256

$279,900$156/sqftEst. $1,482/moMLS# 2165727

Beds

Baths

1,797

Sq Ft

2007

Built

Garage

Pool

HOA $275/moCondominium1 story

About this home

Sweetwater

More freedom. Less home maintenance. And a place that feels like home--not an apartment. This upper-level END condo in The Tides at Sweetwater by Del Webb offers the space, privacy and lifestyle many buyers hope to find when downsizing. Vaulted ceilings and abundant windows give the living areas an airy feel, while the screened lanai may become your favorite room--overlooking a broad lawn and mature trees with no home directly behind you. As an end residence, you'll enjoy additional windows and natural light, plus a flexible den/office for hobbies, guests or working from home. A private interior staircase leads from your front door to the living level, with an attached 1-car garage and storage below. NEW HVAC in 2026. Best of all, much of the exterior work is handled for you: roof, exterior painting, pavers, pest control, lawn care, landscaping and trash--giving you more time for what comes next.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,482

Property taxesest. at asking price, Duval County$457

HOAbilled monthly$275

Estimated total, before insurance$2,214/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$279,900

Down Payment: 20%

$55,980

Interest Rate: 6.95%

Loan Term

Monthly Payment

$1,482

Principal & Interest: $1,482

Property taxes (est.): $457

Insurance (est.): $187

Estimated Total Monthly

$2,126

*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,725 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 21, 2026Listed$279,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$279,900

Price / Sq Ft$156

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,797

Year Built2007

TypeResidential

Sub-TypeCondominium

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

55+ CommunityYes

Community Information

Address8555 Little Swift Circle 32A, Jacksonville, FL 32256

Area027-Intracoastal West-South Of Jt Butler Blvd

SubdivisionSweetwater By Del Webb

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Parcel Number1677570236

ZoningMulti Family

Amenities

AmenitiesPool, Barbecue, Clubhouse, Fitness Center, Gated, Jogging Path, Management - Full Time, Management- On Site, Park, Pickleball

Community FeaturesSidewalks, Gated, Curbs

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewPond, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LaundryGas Dryer Hookup, In Unit, Washer Hookup

SecuritySecurity Gate, Smoke Detector(s)

Exterior

Exterior FeaturesStorm Shutters

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Patio / PorchCovered, Rear Porch, Screened

RoofShingle

ConstructionBlock

Road FrontagePrivate Road

Additional Information

Date ListedSeptember 21, 2026

Days on Market0

HOA Fees$275 / Monthly

HOA FrequencyMonthly

HOA NameSweetwater by Del Webb & The Tides Condos

HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Trash

Listing TermsCash, Conventional

55+ CommunityYes

New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC. · loismarris.realtor@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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About Sweetwater

Sweetwater is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

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