This home is in Sweetwater, Jacksonville — a waterfront home in Jacksonville.
$274,9003 bd · 2 ba · 1,857 sq ft
Active·47 days on market·Sweetwater
8686 Little Swift Circle
Jacksonville, FL 32256
11 more homes for sale in Sweetwater →Search Sweetwater on the map

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About this home
Sweetwater
Enjoy an elevated pond view--and the privacy of no neighbors above--from this spacious 1,857-sq-ft Cormorant, the largest Tides floor plan in Sweetwater by Del Webb. This upper-level 3BR/2BA condo offers vaulted ceilings and comfortable one-level living once upstairs. The bright great room opens to a generous kitchen with quartz counters, upgraded cabinetry, stainless appliances, pantry and breakfast bar, plus space where many owners choose to add a center island. A large separate dining room offers plenty of room for everyday meals and entertaining. The private primary suite features a large walk-in closet, dual sinks and an oversized walk-in shower with frameless glass. Two additional bedrooms provide comfortable space for guests, an office or hobbies. Step onto the screened lanai to relax overlooking the pond, then leave the yard work behind and enjoy the active Sweetwater lifestyle.
Next steps in Sweetwater
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2008)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA Water/Sewer in complex 2014 data
County records show this parcel on central sewer served by JEA Water/Sewer in complex 2014 data — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,751 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
16th Ave S21 min drive · 28 parking spaces
Closest park or preserve
Julington-Durbin Preserve17 min drive · 6.4 mi of trails
Closest public boat ramp
Pottsburg Creek Public Boat Rampabout 6 mi · Pottsburg Creek
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launchabout 6 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Fort Family Regional Park4 min drive · Baseball, Basketball, Football, Soccer, Volleyball, Pickleball, Tennis
Closest grocery store
Winn-Dixie7 min drive · 10915 Baymeadows Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Sep 30, 2026Price change$274,900−$10,000
- Sep 14, 2026Listed$284,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $169/sq ft; this home is listed at $148/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 8711 Little Swift Circle 24C, Jacksonville, FL 32256Listed by EXP REALTY LLC | Oct 2026 | $250,000 | $174 | 2/2 | 1,438 | 365 | 0.1 |
| 8601 Little Swift Circle 30-F, Jacksonville, FL 32256Listed by ERA ONETEAM REALTY | Oct 2026 | $224,000 | $156 | 2/2 | 1,438 | 17 | 0.1 |
| 11852 Surfbird Circle 41G, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $260,000 | $169 | 2/2 | 1,536 | 71 | 0.1 |
| 11871 Surfbird Circle 9G, Jacksonville, FL 32256Listed by REGATTA REI, LLC | Sep 2026 | $242,000 | $158 | 2/2 | 1,536 | 9 | 0.1 |
| 8527 Little Swift Circle 34G, Jacksonville, FL 32256Listed by PREMIER HOMES REALTY INC | Sep 2026 | $245,000 | $170 | 2/2 | 1,438 | 60 | 0.1 |
| 11890 Surfbird Circle 42E, Jacksonville, FL 32256Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $250,000 | $135 | 3/2 | 1,857 | 396 | 0.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Sweetwater
Sweetwater is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.
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Your Local Realtor

Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines





