This home is in Sweetwater, Jacksonville — a gated community home in Jacksonville.
Active·155 days on market·Sweetwater
8521 Little Swift Circle 34D
Jacksonville, FL 32256
12 more homes for sale in Sweetwater →Search Sweetwater on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Sweetwater
Priced to sell! Present your offer! Second-floor unit accessible from the first floor; all living space is on one level. Welcome to 8521 Little Swift Circle--where low-maintenance living meets an active, vibrant lifestyle in the heart of Jacksonville, just minutes from the area's beautiful beaches. This thoughtfully designed 2-bedroom, 2-bath home with a versatile den (complete with closet and double-door entry--perfect for a third bedroom, office, or hobby space) offers both comfort and flexibility. Inside, you'll find soaring vaulted ceilings, durable concrete block construction, and an abundance of storage throughout--features that bring both peace of mind and everyday convenience. Enjoy tranquil preserve views from the back and a peaceful water view from the front, creating a setting that feels private yet connected to nature. Located within a gated 55+ active adult community with 24-hour guard security, residents experience resort-style living!
Next steps in Sweetwater
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,785 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
16th Ave S21 min drive · 28 parking spaces
Closest park or preserve
Julington-Durbin Preserve17 min drive · 6.4 mi of trails
Closest public boat ramp
Baymeadows Regional Park – Fish Management Area Primitive Rampabout 0.6 mi · Baymeadows Regional Park
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launchabout 6 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Fort Family Regional Park4 min drive · Baseball, Basketball, Football, Soccer, Volleyball, Pickleball, Tennis
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $268,000 | $122,804 | ▼ $8,000 |
| 2024 | $276,000 | $118,636 | ▼ $10,000 |
| 2023 | $286,000 | $113,725 | — |
| 2022 | $252,000 | $108,957 | — |
| 2021 | $199,500 | $104,328 | — |
| 2020 | $192,000 | $102,198 | — |
2025 property taxes (current owner): $2,362/yr
Estimated taxes if purchased at asking price: ~$4,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 1, 2026Price change$229,000−$10,000
- Aug 4, 2026Price change$239,000−$8,000
- Jul 22, 2026Price change$247,000−$2,000
- May 15, 2026Listed$249,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $170/sq ft; this home is listed at $123/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 8527 Little Swift Circle 34G, Jacksonville, FL 32256Listed by PREMIER HOMES REALTY INC | Sep 2026 | $245,000 | $170 | 2/2 | 1,438 | 60 | 0 |
| 11871 Surfbird Circle 9G, Jacksonville, FL 32256Listed by REGATTA REI, LLC | Sep 2026 | $242,000 | $158 | 2/2 | 1,536 | 9 | 0.1 |
| 11852 Surfbird Circle 41G, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $260,000 | $169 | 2/2 | 1,536 | 71 | 0.1 |
| 11890 Surfbird Circle 42E, Jacksonville, FL 32256Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $250,000 | $135 | 3/2 | 1,857 | 396 | 0.1 |
| 11927 Surfbird Circle 12E, Jacksonville, FL 32256Listed by KELLER WILLIAMS ST JOHNS | Aug 2026 | $275,000 | $179 | 2/2 | 1,536 | 80 | 0.2 |
| 11726 Surfbird Circle, Jacksonville, FL 32256Listed by SOLANO REAL ESTATE LLC | Oct 2026 | $295,000 | $217 | 2/2 | 1,361 | 10 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Sweetwater
Sweetwater is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.
View all Sweetwater homes for sale →Keep looking
More homes in Sweetwater
For Sale8731 Little Swift Circle 23CJacksonville, FL 32256
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Under Contract8711 Little Swift Circle 24CJacksonville, FL 32256
2 bd · 2 ba · 1,438 sq ft
$259,400Est. $1,381/moWelcome to The Tides, a move-in ready First Floor condominium in a vibrant 55+ community designed for comfort,…
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For Sale8686 Little Swift CircleJacksonville, FL 32256
3 bd · 2 ba · 1,857 sq ft
$274,900Est. $1,463/moEnjoy an elevated pond view--and the privacy of no neighbors above--from this spacious 1,857-sq-ft Cormorant, the…
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For Sale8573 Little Swift Circle 31BJacksonville, FL 32256
2 bd · 2 ba · 1,536 sq ft
$275,000Est. $1,464/moGround-floor end-unit living in The Tides at Sweetwater! This beautifully maintained condo offers 1,536 square feet…
Listing Office: watson realty corp
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Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines