This home is in Sweetwater, Jacksonville.
Active·63 days on market·Sweetwater
8521 Little Swift Circle 34D
Jacksonville, FL 32256
About this home
Sweetwater
An attractive price point for this location, featuring one of the largest floorplans available--sold as-is and ready for your personal touch! Welcome to 8521 Little Swift Circle--where low-maintenance living meets an active, vibrant lifestyle in the heart of Jacksonville, just minutes from the area's beautiful beaches. This thoughtfully designed 2-bedroom, 2-bath home with a versatile den (complete with closet and double-door entry--perfect for a third bedroom, office, or hobby space) offers both comfort and flexibility. Inside, you'll find soaring vaulted ceilings, durable concrete block construction, and an abundance of storage throughout--features that bring both peace of mind and everyday convenience. Enjoy tranquil preserve views from the back and a peaceful water view from the front, creating a setting that feels private yet connected to nature. Located within a gated 55+ active adult community with 24-hour guard security, residents experience resort-style living every day
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $268,000 | $122,804 | ▼ $8,000 |
| 2024 | $276,000 | $118,636 | ▼ $10,000 |
| 2023 | $286,000 | $113,725 | — |
| 2022 | $252,000 | $108,957 | — |
| 2021 | $199,500 | $104,328 | — |
| 2020 | $192,000 | $102,198 | — |
2025 property taxes (current owner): $2,362/yr
Estimated taxes if purchased at asking price: ~$4,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,785 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- May 15, 2026Listed$249,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Sweetwater
Sweetwater is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.
View all Sweetwater homes for sale →Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
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