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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a home near Atlantic Coast High School.

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Active·Listed today

8601 Little Swift Circle 30-F

Jacksonville, FL 32256

$229,000$159/sqftEst. $1,189/moMLS# 2164594
2
Beds
2
Baths
1,438
Sq Ft
2007
Built
1
Garage
No
Pool

About this home

Jacksonville

Welcome to your new home in the heart of Jacksonville's Southside, ideally located with convenient access to downtown, the beaches, and St. Johns Town Center. This move-in-ready, ground-floor residence offers exceptional value and peace of mind, with no CDD surplus taxation.Located within The Tides at Sweetwater, a gated 55+ active adult community with 24-hour guard security, residents enjoy a resort-style lifestyle surrounded by an impressive array of amenities. The community features a state-of-the-art fitness center, indoor heated pool, outdoor resort-style pool, jacuzzi, ballroom, library, business center, game rooms, craft rooms, and a full calendar of activities, classes, clubs, and social events coordinated by a dedicated full-time Lifestyle Director.At the heart of the community is Summerland Hall, a renowned 22,000-square-foot clubhouse serving as the social and recreational centerpiece. Outdoor amenities include tennis courts, bocce courts, ETC. Supplement remarks added:

Cost to own

Mortgage calculator

$229,000
$45,800
Loan Term
Monthly Payment
$1,189
Principal & Interest: $1,189
Property taxes (est.): $374
Insurance (est.): $153
Estimated Total Monthly
$1,716
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$1,189
Property taxesest. at asking price, Duval County$374
HOAbilled monthly$635
Estimated total, before insurance$2,198/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,205/yr · $184/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,205/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 12, 2026Listed$229,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$229,000
Price / Sq Ft$159
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,438
Year Built2007
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
55+ CommunityYes

School Information

Community Information

Address8601 Little Swift Circle 30-F, Jacksonville, FL 32256
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionThe Tides
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Parcel Number1677570274
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Gated

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchPorch, Screened
FencingPrivacy
ConstructionStucco

Additional Information

Date ListedSeptember 12, 2026
Days on Market0
HOA Fees$635 / Monthly
HOA FrequencyMonthly
HOA NameTides Condominium at Sweet Water By DellWebb
Tax Amount$2,205.42
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: ERA ONETEAM REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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