This home is in Jacksonville — a gated community home in Jacksonville.
Sold·Closed Sep 21, 2026·60 days on market·Recent sales in Jacksonville
8527 Little Swift Circle 34G
Jacksonville, FL 32256
About this home
Jacksonville
Welcome to refined, maintenance-free living in The Tides at Sweetwater by Del Webb, one of Jacksonville's most established and sought-after 55+ active adult communities. Offering an exceptional combination of comfort, convenience, thoughtful updates, and an unparalleled amenity-rich lifestyle, this beautifully maintained 2-bedroom, 2-bath condominium with a dedicated study/hobby room presents an outstanding opportunity for those seeking a carefree residence without compromising quality or location. With no CDD fees and a professionally managed community designed around active adult living, this move-in-ready ground-floor home delivers both value and peace of mind. The desirable Heron floor plan offers a well-designed split-bedroom layout that balances privacy and functionality, complemented by a versatile study/hobby room that can easily serve as a home office, library, craft room, sewing room, art studio, or additional flex space to suit your lifestyle. From the moment you enter
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,785 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $253,000 | $31,886 | ▼ $12,500 |
| 2024 | $265,500 | $30,268 | ▼ $6,500 |
| 2023 | $272,000 | $29,926 | — |
| 2022 | $227,000 | $28,137 | — |
| 2021 | $193,000 | $26,400 | — |
| 2020 | $187,000 | $95,043 | — |
2025 property taxes (current owner): $733/yr
Estimated taxes if purchased at asking price: ~$4,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 21, 2026Closed$239,000
- Sep 16, 2026Pending$239,000
- Aug 19, 2026Active Under Contract$239,000
- Aug 13, 2026Price change$239,000−$6,000
- Jun 19, 2026Listed$245,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $169/sq ft; this home is listed at $166/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 11871 Surfbird Circle 9G, Jacksonville, FL 32256Listed by REGATTA REI, LLC | Sep 2026 | $242,000 | $158 | 2/2 | 1,536 | 9 | 0.1 |
| 11852 Surfbird Circle 41G, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $260,000 | $169 | 2/2 | 1,536 | 71 | 0.1 |
| 11890 Surfbird Circle 42E, Jacksonville, FL 32256Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $250,000 | $135 | 3/2 | 1,857 | 396 | 0.1 |
| 11895 Surfbird Circle 11A, Jacksonville, FL 32256Listed by WATSON REALTY CORP | Aug 2026 | $247,000 | $137 | 2/2 | 1,797 | 191 | 0.1 |
| 11927 Surfbird Circle 12E, Jacksonville, FL 32256Listed by KELLER WILLIAMS ST JOHNS | Aug 2026 | $275,000 | $179 | 2/2 | 1,536 | 80 | 0.2 |
| 11726 Surfbird Circle, Jacksonville, FL 32256Listed by SOLANO REAL ESTATE LLC | Oct 2026 | $295,000 | $217 | 2/2 | 1,361 | 10 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PREMIER HOMES REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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