This home is in Sweetwater, Jacksonville — a gated community home in Jacksonville.
Active Under Contract·44 days on market·Sweetwater
8731 Little Swift Circle 23C
Jacksonville, FL 32256
11 more homes for sale in Sweetwater →Search Sweetwater on the map
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Sweetwater
Great first floor unit (no stairs) with private back yard. Home has two bedrooms, an office or den, a breakfast nook and 2 full baths. Home has new paint everywhere (including ceilings), new LVT flooring, new closet system in primary closet, shark coating in garage, screened-in back patio, and almost all LED lighting. No pet home. Sweetwater is gated. The community has a beautiful clubhouse with an outdoor resort style pool, an indoor heated lap pool, pool tables, great fitness center, locker rooms, a library, card rooms, walking paths and tennis and pickleball courts. The community has numerous clubs and fitness classes. Sweetwater is a 55+ community. Two pet limit and 12 month minimum lease required. Owner is a licensed Florida Realtor.
Next steps in Sweetwater
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2011)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA Water/Sewer in complex 2014 data
County records show this parcel on central sewer served by JEA Water/Sewer in complex 2014 data — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,728 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
16th Ave S21 min drive · 28 parking spaces
Closest park or preserve
Julington-Durbin Preserve17 min drive · 6.4 mi of trails
Closest public boat ramp
Pottsburg Creek Public Boat Rampabout 6 mi · Pottsburg Creek
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launchabout 6 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Fort Family Regional Park4 min drive · Baseball, Basketball, Football, Soccer, Volleyball, Pickleball, Tennis
Closest grocery store
Winn-Dixie7 min drive · 10915 Baymeadows Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,814/yr
Estimated taxes if purchased at asking price: ~$4,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 19, 2026Active Under Contract$249,900
- Sep 8, 2026Listed$249,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $169/sq ft; this home is listed at $174/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 8711 Little Swift Circle 24C, Jacksonville, FL 32256Listed by EXP REALTY LLC | Oct 2026 | $250,000 | $174 | 2/2 | 1,438 | 365 | 0 |
| 11871 Surfbird Circle 9G, Jacksonville, FL 32256Listed by REGATTA REI, LLC | Sep 2026 | $242,000 | $158 | 2/2 | 1,536 | 9 | 0.1 |
| 11852 Surfbird Circle 41G, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $260,000 | $169 | 2/2 | 1,536 | 71 | 0.1 |
| 8527 Little Swift Circle 34G, Jacksonville, FL 32256Listed by PREMIER HOMES REALTY INC | Sep 2026 | $245,000 | $170 | 2/2 | 1,438 | 60 | 0.1 |
| 11890 Surfbird Circle 42E, Jacksonville, FL 32256Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $250,000 | $135 | 3/2 | 1,857 | 396 | 0.1 |
| 8601 Little Swift Circle 30-F, Jacksonville, FL 32256Listed by ERA ONETEAM REALTY | Oct 2026 | $224,000 | $156 | 2/2 | 1,438 | 17 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Sweetwater
Sweetwater is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.
View all Sweetwater homes for sale →Keep looking
More homes in Sweetwater
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For Sale8573 Little Swift Circle 31BJacksonville, FL 32256
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$275,000Est. $1,464/moGround-floor end-unit living in The Tides at Sweetwater! This beautifully maintained condo offers 1,536 square feet…
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For Sale8555 Little Swift Circle 32AJacksonville, FL 32256
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines