This home is in Durbin Crossing, St. Johns — a waterfront home in St. Johns County.
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Sold·Closed Dec 8, 2025·59 days on market·Recent sales in Durbin Crossing·Durbin Crossing
138 Servia Drive
St. Johns, FL 32259
7 more homes for sale in Durbin Crossing →Search Durbin Crossing on the map
About this home
Durbin Crossing
Lakefront unit in The Palisades at Durbin — with a fully fenced yard, a rare find for a townhome loaded with upgrades! This beautifully upgraded 2-bedroom, 2.5-bath townhome offers the perfect blend of comfort, style, and convenience. The open main level features tile flooring throughout, custom accent walls, and abundant natural light. The kitchen stands out with quartz countertops, stainless steel appliances, and a large island ideal for entertaining. Upstairs, there's no carpet—just beautiful flooring, two spacious bedrooms each with private baths, and a large laundry room with washer and dryer included. Step outside to a screened patio overlooking the lake and a rare, generously sized fully fenced yard — perfect for relaxing, entertaining, barbecuing, or letting pets play freely while you enjoy the Florida weather.
Next steps in Durbin Crossing
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2017)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,778 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (north)about 12 mi · 70 parking spaces
Closest park or preserve
Julington-Durbin Preserve12 min drive · 6.4 mi of trails
Closest public boat ramp
Hood Landing Public Boat Rampabout 4 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launchabout 4 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Durbin Crossing Park2 min drive · Baseball, Football, Lacrosse, Softball, Track, Soccer
Closest grocery store
Aldi6 min drive · 145 Harper Ln, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:36 AM, sunset 6:44 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $3,585/yr
Estimated taxes if purchased at asking price: ~$4,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $200/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 96 Servia Drive, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $255,000 | $177 | 2/2.5 | 1,442 | 7 | 0 |
| 268 Servia Drive, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $317,500 | $184 | 3/2.5 | 1,722 | 12 | 0 |
| 165 Servia Drive, St. Johns, FL 32259Listed by INI REALTY | Jul 2026 | $310,000 | $184 | 3/2.5 | 1,687 | 23 | 0 |
| 277 Servia Drive, St. Johns, FL 32259Listed by ROUND TABLE REALTY | Oct 2026 | $270,000 | $187 | 2/2.5 | 1,442 | 78 | 0.1 |
| 393 Servia Drive, St. Johns, FL 32259Listed by BETROS REALTY INC | Sep 2026 | $285,000 | $190 | 3/2.5 | 1,502 | 38 | 0.1 |
| 461 Servia Drive, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERY | Aug 2026 | $305,000 | $203 | 3/2.5 | 1,502 | 48 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: UP REAL ESTATE
Sold by: HERRON REAL ESTATE LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Durbin Crossing
Durbin Crossing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Durbin Crossing homes for sale →Keep looking
More homes in Durbin Crossing
For Sale236 Servia DriveSt. Johns, FL 32259
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For Sale644 Servia DriveSt. Johns, FL 32259
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For Sale440 Servia DriveSt. Johns, FL 32259
2 bd · 2.5 ba · 1,346 sq ft
$264,550Est. $1,408/moSELLER GIVING $10K INCENTIVE for prepaids and buy down with full price offer! Remarkable FURNISHED Townhome in…
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For Sale375 Servia DriveSt. Johns, FL 32259
2 bd · 2.5 ba · 1,210 sq ft
$257,000Est. $1,368/moStep into this immaculate 2-bedroom, 2.5-bathroom townhome featuring a private, wooded backyard and patio perfect for…
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Dec 8, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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