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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Durbin Crossing, St. Johns — a home near Creekside High School.

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Sold

Sold·Closed Aug 18, 2026·12 days on market·Recent sales in Durbin Crossing·Durbin Crossing

268 Servia Drive

St. Johns, FL 32259

$317,500sold priceListed at $325,000 · 97.7% of asking$184/sqftMLS# 2155513
3
Beds
2.5
Baths
1,722
Sq Ft
2018
Built
1
Garage
No
Pool

7 more homes for sale in Durbin Crossing →Search Durbin Crossing on the map

FEMA Zone XHOA $122/mo2,178 sqft lotWaterfrontTownhouse2 stories

About this home

Durbin Crossing

Welcome to 268 Servia Dr, a move-in ready townhouse in the highly sought-after Palisades at Durbin Crossing! This 3-bedroom, 2.5-bath home offers 1,722 square feet of stylish living with an open-concept floor plan, pond and preserve views, a screened lanai, extended paver patio, and a fully fenced backyard. The kitchen features quartz countertops, stainless steel appliances, backsplash, a walk-in corner pantry, and overlooks the spacious living and dining areas--perfect for entertaining. Upstairs, enjoy new carpet, a generous primary suite with a large walk-in closet, dual sinks, quartz vanity, and walk-in shower, plus two additional bedrooms, a full bath, and convenient upstairs laundry. Located in a community with resort-style amenities and A-rated St. Johns County schools, this home is just minutes from shopping, dining, and major highways. This home has alsmost everything. It's just missing you! Home is staged, but some larger furniture items can stay (see list in documents)

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,759
Property taxesest. at asking price, St. Johns County$422
HOAbilled quarterly$122
Estimated total, before insurance$2,303/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,354/yr · $446/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$317,500
$63,500
Loan Term
Monthly Payment
$1,759
Principal & Interest: $1,759
Property taxes (est.): $423
Insurance (est.): $212
Estimated Total Monthly
$2,393
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,745 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,354/yr

Estimated taxes if purchased at asking price: ~$5,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 19, 2026Closed$325,000
  • Jul 29, 2026Pending$325,000
  • Jul 17, 2026Active$325,000
  • Jul 15, 2026Listed$325,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $189/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
393 Servia Drive, St. Johns, FL 32259Listed by BETROS REALTY INCSep 2026$285,000$1903/2.51,502380.1
96 Servia Drive, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$255,000$1772/2.51,44270.1
461 Servia Drive, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERYAug 2026$305,000$2033/2.51,502480.1
382 Servia Drive, St. Johns, FL 32259Listed by DOGWOOD REALTYAug 2026$255,000$2112/2.51,210400.1
165 Servia Drive, St. Johns, FL 32259Listed by INI REALTYJul 2026$310,000$1843/2.51,687230.1
651 Servia Drive, St. Johns, FL 32259Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Sep 2026$260,000$2152/2.51,210830.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$325,000
Price / Sq Ft$189
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,722
Acres0.05 acres
Year Built2018
TypeResidential
Sub-TypeTownhouse
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address268 Servia Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionPalisades At Durbin Crossing
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size2,178 sq ft
Parcel Number0096250470
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Off Street
ViewPond
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Upper Level
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Patio / PorchCovered, Patio, Screened
FencingBack Yard, Full, Wrought Iron
RoofShingle
ConstructionFiber Cement

Additional Information

Date ListedJuly 17, 2026
Days on Market12
HOA Fees$367.05 / Quarterly
HOA FrequencyQuarterly
HOA NamePalisades at Durban Crossing - May Mgmt
HOA Fee IncludesMaintenance Grounds
Tax Amount$5,353.92
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Durbin Crossing

Durbin Crossing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Durbin Crossing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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