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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Crosswinds At Nocatee, Ponte Vedra — a new construction home in Nocatee.

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Sold

Sold·Closed Dec 17, 2025·55 days on market·Recent sales in Crosswinds At Nocatee·Crosswinds At Nocatee

144 Bay Lake Drive

Ponte Vedra, FL 32081

$524,000sold priceListed at $539,900 · 97.1% of asking$255/sqftMLS# 2109201
3
Beds
3
Baths
2,051
Sq Ft
2024
Built
2
Garage
No
Pool

5 more homes for sale in Crosswinds At Nocatee →Search Crosswinds At Nocatee on the map

HOA $230/mo6,098 sqft lotTownhouse2 storiesNew construction

About this home

Crosswinds At Nocatee

Elegant Woodlawn Elite with thoughtful design and inviting spaces throughout! The open main level showcases luxury vinyl plank flooring and tray ceilings in the great room and primary suite, creating a bright and spacious feel. An upgraded kitchen with quartz countertops, crown-molded cabinets, KitchenAid appliances, and recessed lighting flows seamlessly for everyday living and entertaining. The spa-inspired primary bath offers polished tile floors, a freestanding tub, and a frameless walk-in shower tiled to the ceiling. Triple sliders extend your living space to a covered paver patio and large backyard with serene preserve views—perfect for gatherings or quiet evenings. Upstairs, oak stairs with wood railings lead to a versatile loft, third bedroom, and full bath, ideal for guests or family.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,902
Property taxesest. at asking price, St. Johns County$697
HOAbilled annually$230
Estimated total, before insurance$3,830/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:31 AM, sunset 6:49 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $258/sq ft; this home is listed at $263/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
118 Bay Lake Drive, Ponte Vedra, FL 32081Listed by JACKSONVILLE TBI REALTY, LLCJun 2026$539,000$2164/32,490220
138 Bay Lake Drive, Ponte Vedra, FL 32081Listed by JACKSONVILLE TBI REALTY, LLCDec 2025$690,000$3363/32,051330
239 Bay Lake Drive, Ponte Vedra, FL 32081Listed by JACKSONVILLE TBI REALTY, LLCOct 2025$467,000$2583/21,807430.1
247 Bay Lake Drive, Ponte Vedra, FL 32081Listed by JACKSONVILLE TBI REALTY, LLCJul 2025$570,000$2300/32,477710.1
74 Latham Drive, Ponte Vedra, FL 32081Listed by JACKSONVILLE TBI REALTY, LLCMay 2025$540,000$2633/32,052800.1
21 Latham Drive, Ponte Vedra, FL 32081Listed by JACKSONVILLE TBI REALTY, LLCApr 2025$524,990$2393/32,201670.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$539,900
Price / Sq Ft$263
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,051
Total Structure Area2,451 sq ft
Acres0.14 acres
Year Built2024
TypeResidential
Sub-TypeTownhouse
StyleVilla
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesSouth

School Information

Community Information

Address144 Bay Lake Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionCrosswinds At Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size6,098.4 sq ft
Parcel Number0721122120
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Maintenance Grounds, Pickleball, Tennis Court(s)
UtilitiesElectricity Connected, Natural Gas Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesOpen Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Gas Range, Tankless Water Heater
HeatingZoned
CoolingZoned
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level

Exterior

Patio / PorchCovered, Front Porch
RoofShingle
ConstructionVinyl Siding
Road SurfacePaved

Additional Information

Date ListedSeptember 17, 2025
Days on Market55
HOA Fees$2,760 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Year2024
Listing TermsCash, FHA, Lease Back, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Crosswinds At Nocatee

Crosswinds At Nocatee is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Crosswinds At Nocatee homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 17, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines