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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Crosswinds At Nocatee, Ponte Vedra — a home near Allen D. Nease High School.

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Active·Listed today·Crosswinds At Nocatee

164 Latham Drive

Ponte Vedra, FL 32081

$585,000$285/sqftEst. $3,240/mo mortgageMLS# 2170137
3
Beds
3
Baths
2,052
Sq Ft
2025
Built
2
Garage
No
Pool

4 more homes for sale in Crosswinds At Nocatee →Search Crosswinds At Nocatee on the map

FEMA Zone XHOA $230/mo6,098 sqft lotTownhouse2 stories

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About this home

Crosswinds At Nocatee

Sophisticated design, beautiful finishes, and low-maintenance living come together in this stunning 2025 Toll Brothers villa in the highly sought-after community of Nocatee. Offering 3 bedrooms and 3 full bathrooms, this beautifully appointed home shows like a model with thoughtful design details throughout. The open-concept living space features luxury vinyl plank flooring, elegant quartz countertops, and expansive glass sliding doors that seamlessly extend your living area outdoors. Enjoy your own private backyard retreat featuring a screened lanai, additional paver patio, gated yard, and privacy wall, creating the perfect setting for relaxing or entertaining. Enjoy the ease of low-maintenance living without sacrificing style, comfort, or outdoor space. Ideally situated near Nocatee's south entrance, you'll appreciate convenient access to US-1 via Pine Island Drive while enjoying the incredible Nocatee lifestyle. Explore the community by golf cart and take advantage of resort-style

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,240
Property taxesest. at asking price, St. Johns County$778
HOAbilled monthly$230
Estimated total, before insurance$4,249/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,397/yr · $283/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$585,000
$117,000
Loan Term
Monthly Payment
$3,240
Principal & Interest: $3,240
Property taxes (est.): $778
Insurance (est.): $390
Estimated Total Monthly
$4,409
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,397/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 21, 2026Active$585,000
  • Oct 19, 2026Listed$585,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $256/sq ft; this home is listed at $285/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
134 Latham Drive, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTYAug 2025$450,000$2522/21,7881310
126 Latham Drive, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTYAug 2025$450,000$2522/21,7841310
119 Latham Drive, Ponte Vedra, FL 32081Listed by JACKSONVILLE TBI REALTY, LLCAug 2025$459,000$2813/21,6351080
113 Latham Drive, Ponte Vedra, FL 32081Listed by JACKSONVILLE TBI REALTY, LLCJul 2025$445,000$2722/21,6351070
88 Latham Drive, Ponte Vedra, FL 32081Listed by JACKSONVILLE TBI REALTY, LLCJul 2025$491,977$2313/32,1292030
157 Latham Drive, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTYJun 2025$457,400$2562/21,788670

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$585,000
Price / Sq Ft$285
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,052
Total Structure Area2,052 sq ft
Acres0.14 acres
Year Built2025
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Zoned elementaryPine Island Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryPine Island Academy
Reported middlePine Island Academy
Reported highAllen D. Nease
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address164 Latham Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionCrosswinds At Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size6,098.4 sq ft
Parcel Number0721121740
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Trash
Community FeaturesSidewalks, Suburban, Curbs
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Gas Range, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryLower Level
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Patio, Rear Porch, Screened
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt, Paved
Road FrontageCounty Road

Additional Information

Date ListedOctober 21, 2026
Days on Market0
HOA Fees$230 / Monthly
HOA FrequencyMonthly
HOA NameCrosswinds at Nocatee
Tax Amount$3,397.16
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Crosswinds At Nocatee

Crosswinds At Nocatee is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Crosswinds At Nocatee homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines