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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Crosswinds At Nocatee, Ponte Vedra — a pool home in Nocatee.

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Sold

Sold·Closed Dec 23, 2025·33 days on market·Recent sales in Crosswinds At Nocatee·Crosswinds At Nocatee

138 Bay Lake Drive

Ponte Vedra, FL 32081

$690,000sold priceListed at $799,000 · 86.4% of asking$336/sqftMLS# 2108170
3
Beds
3
Baths
2,051
Sq Ft
2024
Built
2
Garage
Yes
Pool

5 more homes for sale in Crosswinds At Nocatee →Search Crosswinds At Nocatee on the map

HOA $230/mo5,663 sqft lotTownhouse2 storiesNew construction

About this home

Crosswinds At Nocatee

Coming soon! Toll Brothers Woodlawn Elite featuring 3 bedrooms, 3 full baths, and an inviting upstairs loft. Luxury is showcased throughout with wide-plank engineered hardwood floors, custom decorative trim, and soaring tray ceilings in both the great room and primary suite. The gourmet kitchen boasts sleek cabinetry, stainless steel appliances, and elegant quartz countertops, creating the perfect space for cooking and entertaining. A striking set of oak stairs connects the open living areas, while the spa-inspired primary bath offers polished tile floors, an oversized walk-in shower, and a freestanding tub. Enjoy the private backyard oasis with a sparkling pool and outdoor kitchen, all backing to a peaceful preserve — the ideal blend of comfort and sophistication. *Price listed is base price, final price will be finalized at time of release

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,822
Property taxesest. at asking price, St. Johns County$918
HOAbilled monthly$230
Estimated total, before insurance$4,970/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,220/yr · $268/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard and pool on the south side. Today at this address: sunrise 7:31 AM, sunset 6:49 PM.

  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,220/yr

Estimated taxes if purchased at asking price: ~$11,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $255/sq ft; this home is listed at $390/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
144 Bay Lake Drive, Ponte Vedra, FL 32081Listed by JACKSONVILLE TBI REALTY, LLCDec 2025$524,000$2553/32,051550
118 Bay Lake Drive, Ponte Vedra, FL 32081Listed by JACKSONVILLE TBI REALTY, LLCJun 2026$539,000$2164/32,490220.1
239 Bay Lake Drive, Ponte Vedra, FL 32081Listed by JACKSONVILLE TBI REALTY, LLCOct 2025$467,000$2583/21,807430.1
247 Bay Lake Drive, Ponte Vedra, FL 32081Listed by JACKSONVILLE TBI REALTY, LLCJul 2025$570,000$2300/32,477710.1
74 Latham Drive, Ponte Vedra, FL 32081Listed by JACKSONVILLE TBI REALTY, LLCMay 2025$540,000$2633/32,052800.1
21 Latham Drive, Ponte Vedra, FL 32081Listed by JACKSONVILLE TBI REALTY, LLCApr 2025$524,990$2393/32,201670.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$799,000
Price / Sq Ft$390
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,051
Total Structure Area2,451 sq ft
Acres0.13 acres
Year Built2024
TypeResidential
Sub-TypeTownhouse
StyleVilla
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Salt Water, Waterfall
Is WaterfrontNo
New ConstructionYes
Direction FacesNorth

School Information

Community Information

Address138 Bay Lake Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionCrosswinds At Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size5,662.8 sq ft
Parcel Number0721122130
ZoningResidential

Amenities

AmenitiesPool, Barbecue, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Management - Developer, Park, Pickleball, Tennis Court(s)
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
Green / EnergyAppliances, HVAC
ParkingAdditional Parking, Garage
ViewPool, Trees/Woods

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingZoned
CoolingZoned
FlooringTile, Wood
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup
SecurityFirewall(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Front Porch, Patio
FencingFenced, Full
ConstructionBrick Veneer, Fiber Cement
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedOctober 2, 2025
Days on Market33
HOA Fees$230 / Monthly
HOA FrequencyMonthly
Tax Amount$3,220.12
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Sold by: LOKATION (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Crosswinds At Nocatee

Crosswinds At Nocatee is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Crosswinds At Nocatee homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 23, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines