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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Crosswinds At Nocatee, Ponte Vedra — a new construction home in Nocatee.

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Sold

Sold·Closed Jul 25, 2025·71 days on market·Recent sales in Crosswinds At Nocatee·Crosswinds At Nocatee

247 Bay Lake Drive

Ponte Vedra, FL 32081

$570,000sold priceListed at $629,990 · 90.5% of asking$230/sqftMLS# 2080243
0
Beds
3
Baths
2,477
Sq Ft
2025
Built
2
Garage
No
Pool

4 more homes for sale in Crosswinds At Nocatee →Search Crosswinds At Nocatee on the map

HOA $230/mo5,227 sqft lotTownhouse2 storiesNew construction

About this home

Crosswinds At Nocatee

Luxury 2-story villa offering refined comfort and serene preserve views. The first-floor primary suite ensures ease and privacy, while the open-concept layout features a chef's gourmet kitchen with quartz countertops, 42'' cabinets with crown molding, soft-close drawers, and an oversized island—perfect for entertaining. Triple sliding glass doors open to a covered paver patio, seamlessly blending indoor and outdoor living. Elegant oak stairs lead to a spacious loft, a 4th bedroom, and a 3rd full bath—ideal for guests or multi-generational living. Tucked away on a quiet homesite with homes only on one side of the street, this property offers both luxury and tranquility. Thoughtfully designed with upscale finishes and functional living space, this home delivers modern elegance in a peaceful setting. Whether you're hosting gatherings or enjoying a quiet evening with nature, this home is your perfect retreat. Come experience where comfort meets sophistication.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,157
Property taxesest. at asking price, St. Johns County$758
HOAbilled monthly$230
Estimated total, before insurance$4,146/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,966/yr · $247/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$570,000
$114,000
Loan Term
Monthly Payment
$3,157
Principal & Interest: $3,157
Property taxes (est.): $759
Insurance (est.): $380
Estimated Total Monthly
$4,296
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,966/yr

Estimated taxes if purchased at asking price: ~$9,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Apr 7, 2025Listed$629,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $257/sq ft; this home is listed at $254/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
118 Bay Lake Drive, Ponte Vedra, FL 32081Listed by JACKSONVILLE TBI REALTY, LLCJun 2026$539,000$2164/32,490220.1
185 Liberty Bell Road, Ponte Vedra, FL 32081Listed by LOKATIONJul 2026$570,000$2803/2.52,0351131.4
620 Palencia Club Drive 102, St. Augustine, FL 32095Listed by RE/MAX SPECIALISTSJul 2026$590,000$2573/32,3001261.9
620 Palencia Club Drive 101, St. Augustine, FL 32095Listed by EXP REALTY LLCJun 2026$705,000$2723/32,590571.9
614 S Loop Parkway, St. Augustine, FL 32095Listed by EXP REALTY LLCOct 2026$545,000$2413/2.52,2661162.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$629,990
Price / Sq Ft$254
Bedrooms0
Bathrooms3.00
Full Baths3
Square Footage2,477
Total Structure Area2,877 sq ft
Acres0.12 acres
Year Built2025
TypeResidential
Sub-TypeTownhouse
StyleVilla
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

Community Information

Address247 Bay Lake Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionCrosswinds At Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size5,227.2 sq ft
Lot Dimensions40 x 135
Parcel Number0721121980
ZoningSingle Family

Amenities

AmenitiesPool, Barbecue, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Management - Developer, Management- On Site, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyAppliances, Windows
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDouble Oven, Gas Cooktop, Gas Oven, Ice Maker, Instant Hot Water, Microwave
HeatingZoned
CoolingZoned
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup

Exterior

Patio / PorchCovered
RoofShingle
ConstructionFiber Cement
Road SurfacePaved

Additional Information

Date ListedApril 7, 2025
Days on Market71
HOA Fees$230 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$2,966.12
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Crosswinds At Nocatee

Crosswinds At Nocatee is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Crosswinds At Nocatee homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 25, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines