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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Crosswinds At Nocatee, Ponte Vedra a home near Allen D. Nease High School.

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Active

Active·Listed today·Crosswinds At Nocatee

66 Latham Drive

Ponte Vedra, FL 32081

$579,000$282/sqftEst. $3,066/moMLS# 2164683
Open house Sun, Sep 20 · 1:00 pm–1:30 pm
3
Beds
3
Baths
2,051
Sq Ft
2024
Built
2
Garage
No
Pool
FEMA Zone XHOA $230/mo6,098 sqft lotTownhouse2 stories

About this home

Crosswinds At Nocatee

This Impeccably maintained 3BR/3BA Nocatee townhome feels brand new, is loaded with upgrades, and has an expansive fenced backyard with room for a pool! Enjoy colorful sunrises on the extended paver lanai featuring a 3/4 privacy wall and pre-plumbing for a summer kitchen (water/gas/electric). The gourmet kitchen boasts premium cabinetry, quartz counters, large island, pendant lighting, farmhouse ceramic sink, gas cooktop, custom wood hood, Lazy Susan & deep pot-and-pan drawers. Designer touches include hardwood stairs with square wood spindles, tray ceilings in the great room & primary suite, and custom window shades. Spa-like primary bath offers a frameless glass shower, freestanding tub, custom mirrors & lighting, and comfort-height quartz vanity. Laundry sink/base cabinet, water softener & security system. Experience Nocatee's resort-style amenities such as water parks, pickleball, basketball, and tennis courts, dog parks, gym, and event lawn. Just 15 minutes to the beach!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$3,066
Property taxesest. at asking price, St. Johns County$770
HOAbilled monthly$230
Estimated total, before insurance$4,067/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,247/yr · $521/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$579,000
$115,800
Loan Term
Monthly Payment
$3,066
Principal & Interest: $3,066
Property taxes (est.): $770
Insurance (est.): $386
Estimated Total Monthly
$4,223
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,247/yr

Estimated taxes if purchased at asking price: ~$9,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 18, 2026Active$579,000
  • Sep 13, 2026Listed$579,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$579,000
Price / Sq Ft$282
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,051
Acres0.14 acres
Year Built2024
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address66 Latham Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionCrosswinds At Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size6,098.4 sq ft
Parcel Number0721121870
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Dog Park, Fitness Center, Jogging Path, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Sink
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionDead End Street
Patio / PorchCovered, Rear Porch
FencingBack Yard
RoofShingle
ConstructionFiber Cement, Stone
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 18, 2026
Days on Market0
HOA Fees$230 / Monthly
HOA FrequencyMonthly
HOA NameCrosswinds at Nocatee - Rob Hamlett
Tax Amount$6,246.95
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY · marnierealtor1@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Crosswinds At Nocatee

Crosswinds At Nocatee is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Crosswinds At Nocatee homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

9/20/2026

1:00 pm - 1:30 pm