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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra — a home near Allen D. Nease High School.

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Sold

Sold·Closed Mar 24, 2026·161 days on market·Recent sales in Nocatee

432 Aj Mills Road

Ponte Vedra, FL 32081

$2,700,000sold priceListed at $3,100,000 · 87.1% of asking$402/sqftMLS# 2108924
6
Beds
7.5
Baths
6,711
Sq Ft
2023
Built
4
Garage
No
Pool
No HOA5.00 acresSingle Family Residence2 stories

About this home

Ponte Vedra

Luxurious Living on 5 Private Acres. Escape to complete privacy in this stunning, custom-built ICI home completed in January 2023. Why wait to build when you can move into this magnificent estate with 6 bedrooms plus an office, 7.5 baths, and a 4-car garage. Gourmet kitchen designed for a true chef. It features stunning quartz countertops and top-of-the-line appliances, including a Sub-Zero refrigerator and a full suite of Wolf convection appliances. The kitchen is equipped with soft-close cabinets, a large walk-in pantry, and a dedicated coffee and wine bar with a beverage cooler.The two-story living room is a showstopper, centered around a floor-to-ceiling stone fireplace. Beautiful flooring and incredible light fixtures create an inviting atmosphere throughout. The home is designed for modern living with convenient laundry rooms on each floor. This home is perfect for multi-generational living. It features a spacious primary suite on the main floor.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$14,838
Property taxesest. at asking price, St. Johns County$3,593
Estimated total, before insurance$18,430/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,423 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $22,888/yr

Estimated taxes if purchased at asking price: ~$43,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $395/sq ft; this home is listed at $462/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
464 Deer Valley Drive, Ponte Vedra, FL 32081Listed by INI REALTYJun 2025$2,325,000$3956/5.55,883160.3
192 Legacy Crossing Drive, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDJun 2026$2,495,000$4275/6.55,845180.4
449 Deer Valley Drive, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDJun 2026$2,325,000$4076/75,715660.4
465 Deer Valley Drive, Ponte Vedra, FL 32081Listed by COLDWELL BANKER VANGUARD REALTYApr 2026$2,050,000$3515/6.55,8452180.4
52 Glen Ridge Court, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2025$2,050,000$3585/45,722830.4
452 Deer Valley Drive, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDJul 2025$1,960,000$3295/65,958140.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$3,100,000
Price / Sq Ft$462
Bedrooms6
Bathrooms7.50
Full Baths7
Half Baths1
Square Footage6,711
Total Structure Area11,745 sq ft
Acres5.00 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleMulti Generational, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages4
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address432 Aj Mills Road, Ponte Vedra, FL 32081
Area271-Nocatee North
SubdivisionNocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size217,800 sq ft
Parcel Number0681200040
ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Connected, Propane
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAdditional Parking, Attached, Garage, Garage Door Opener, Guest
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, ENERGY STAR Qualified Refrigerator, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler
HeatingCentral, Zoned
CoolingCentral Air, Multi Units, Zoned
FlooringTile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level, Upper Level
Security24 Hour Security

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Glass Enclosed, Rear Porch
RoofTile
ConstructionStucco
Road SurfaceAsphalt, Paved
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 16, 2025
Days on Market161
Tax Amount$22,888.48
Tax Year2023
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines