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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Island at Twenty Mile, Ponte Vedra — a gated community home in St. Johns County.

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Sold

Sold·Closed Jul 29, 2025·14 days on market·Recent sales in The Island at Twenty Mile·The Island at Twenty Mile

452 Deer Valley Drive

Ponte Vedra, FL 32081

$1,960,000sold priceListed at $2,150,000 · 91.2% of asking$329/sqftMLS# 2095482
5
Beds
6
Baths
5,958
Sq Ft
2015
Built
4
Garage
Yes
Pool

3 more homes for sale in The Island at Twenty Mile →Search The Island at Twenty Mile on the map

HOA $167/mo0.46 acresWaterfrontSingle Family Residence2 stories

About this home

The Island at Twenty Mile

Estate Home in the Gated Community of The Island at Twenty Mile. Discover this estate home located on a quiet cul-de-sac within the prestigious gated community of The Island at Twenty Mile. Situated on a spacious 0.46-acre lot with serene lake-to-preserve views, this pool home offers luxury living in one of the most sought-after neighborhoods. This is a rare bank-owned foreclosure BEING SOLD AS-IS WHERE IS, presenting a unique opportunity to own a customized ICI Biltmore II floorplan featuring 5 bedrooms, 5 full baths, 2 half baths, a dedicated office, formal dining room, a downstairs flex room, and an upstairs bonus room. The chef's kitchen is designed for both function and style, boasting stacked white cabinetry, solid surface countertops, a built-in refrigerator and freezer, under-counter microwave, upgraded cooktop, double ovens, a large food prep island, and a walk-in pantry. The kitchen opens seamlessly to the family room, casual dining nook, and the expansive covered & screened

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$10,771
Property taxesest. at asking price, St. Johns County$2,608
HOAbilled annually$167
Estimated total, before insurance$13,546/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$19,674/yr · $1,639/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Concrete — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $19,674/yr

Estimated taxes if purchased at asking price: ~$31,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $387/sq ft; this home is listed at $361/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
449 Deer Valley Drive, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDJun 2026$2,325,000$4076/75,715660
465 Deer Valley Drive, Ponte Vedra, FL 32081Listed by COLDWELL BANKER VANGUARD REALTYApr 2026$2,050,000$3515/6.55,8452180.1
107 Deer Valley Drive, Ponte Vedra, FL 32081Listed by MOMENTUM REALTYApr 2026$1,700,000$3605/4.54,72420.3
46 Glen Ridge Court, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDJan 2026$1,825,000$3995/5.54,572360.3
52 Glen Ridge Court, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2025$2,050,000$3585/45,722830.3
107 Legacy Crossing Drive, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDMay 2026$1,710,000$3875/3.54,418450.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,150,000
Price / Sq Ft$361
Bedrooms5
Bathrooms6.00
Full Baths5
Half Baths2
Square Footage5,958
Acres0.46 acres
Year Built2015
TypeResidential
Sub-TypeSingle Family Residence
StyleSpanish
StatusClosed
# of Garages4
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontYes
Gated CommunityYes

School Information

Community Information

Address452 Deer Valley Drive, Ponte Vedra, FL 32081
Area271-Nocatee North
SubdivisionIsland At Twenty Mile
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size20,037.6 sq ft
Lot Dimensions176x152x81.4x165
Parcel Number0680663090
ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Dog Park, Fitness Center, Gated, Jogging Path, Park, Playground, Tennis Court(s)
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond, Protected Preserve, Water
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Oven, Freezer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Washer/Dryer Stacked, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringMarble, Tile, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesElectric, Outside, Wood Burning
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

Exterior FeaturesBalcony, Outdoor Kitchen
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch, Screened
RoofConcrete
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJune 26, 2025
Days on Market14
HOA Fees$2,000 / Annually
HOA FrequencyAnnually
HOA NameBCM SERVICES INC
Tax Amount$19,673.74
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX UNLIMITED

Sold by: STA REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Island at Twenty Mile

The Island at Twenty Mile is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all The Island at Twenty Mile homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 29, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines