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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Island at Twenty Mile, Ponte Vedra — a pool home in Nocatee.

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Sold

Sold·Closed Jun 12, 2026·66 days on market·Recent sales in The Island at Twenty Mile·The Island at Twenty Mile

449 Deer Valley Drive

Ponte Vedra, FL 32081

$2,325,000sold priceListed at $2,399,900 · 96.9% of asking$407/sqftMLS# 2133392
6
Beds
7
Baths
5,715
Sq Ft
2016
Built
3
Garage
Yes
Pool

3 more homes for sale in The Island at Twenty Mile →Search The Island at Twenty Mile on the map

HOA $167/mo0.45 acresWaterfrontSingle Family Residence2 stories

About this home

The Island at Twenty Mile

Welcome to an exceptional estate residence in The Island at Twenty Mile. Located within one of Nocatee's most prestigious gated enclaves, this remarkable home offers a rare combination of privacy, scale, and refined Florida living. Set on an expansive 0.46-acre lake-to-preserve homesite with a stunning 160-foot-wide backyard, the property delivers serene views, generous outdoor living space, and an unmatched sense of seclusion. From the moment you enter, the home makes a lasting impression. The grand two-story foyer showcases a beautifully crafted wood staircase with wrought-iron spindles, custom ceiling beams, rich wood detailing, and designer lighting--setting the tone for the quality and attention to detail found throughout the home. Designed for both elegant entertaining and everyday comfort, the thoughtfully planned interior features 6 bedrooms, 6 full baths, and 2 powder baths , along with a private office with French doors, formal dining room, upstairs media room with theater

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$12,878
Property taxesest. at asking price, St. Johns County$3,094
HOAbilled annually$167
Estimated total, before insurance$16,139/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$13,066/yr · $1,089/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,325,000
$465,000
Loan Term
Monthly Payment
$12,878
Principal & Interest: $12,878
Property taxes (est.): $3,094
Insurance (est.): $1,550
Estimated Total Monthly
$17,522
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Concrete, Tile — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,762 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,702,095$933,295—
2024$1,499,129$906,285—
2023$1,365,502$878,432—
2022$1,108,758$851,390—
2021$1,031,237$825,136—
2020$886,824$813,053—

2025 property taxes (current owner): $13,066/yr

Estimated taxes if purchased at asking price: ~$37,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $427/sq ft; this home is listed at $420/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
192 Legacy Crossing Drive, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDJun 2026$2,495,000$4275/6.55,845180.5
57 Bent Trail, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$1,570,200$3055/5.55,145740.8
655 Preserve View, Ponte Vedra, FL 32081Listed by REAL BROKER LLCMay 2026$1,510,000$3735/5.54,04831.4
763 Old Bluff Drive, Ponte Vedra, FL 32081Listed by LOKATIONAug 2026$2,150,000$3416/7.56,308672.2
107 King Sago Court, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PVApr 2025$2,250,000$4485/55,021572.2
602 Old Bluff Drive, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$2,040,000$4285/44,768192.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,399,900
Price / Sq Ft$420
Bedrooms6
Bathrooms7.00
Full Baths6
Half Baths2
Square Footage5,715
Acres0.45 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Heated, Salt Water, Waterfall
Is WaterfrontYes
Gated CommunityYes

School Information

Community Information

Address449 Deer Valley Drive, Ponte Vedra, FL 32081
Area271-Nocatee North
SubdivisionIsland At Twenty Mile
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size19,602 sq ft
Lot Dimensions104x150x160x150
Parcel Number0680663140
ZoningSingle Family

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Dog Park, Fitness Center, Gated, Jogging Path, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesCable Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewLake, Pond, Protected Preserve
Waterfront TypeLake Front, Pond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Freezer, Gas Cooktop, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric, Multi Units
FlooringTile, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesGas, Outside
# of Stories2
LevelsTwo
LaundryIn Unit, Sink
SecuritySecurity Gate, Security System Owned, Smoke Detector(s)
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesFire Pit, Outdoor Kitchen, Outdoor Shower
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Side Porch
FencingFenced, Back Yard, Wrought Iron
RoofConcrete, Tile
ConstructionFrame, Stucco
Other StructuresGazebo, Outdoor Kitchen
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedMarch 27, 2026
Days on Market66
HOA Fees$2,000 / Annually
HOA FrequencyAnnually
HOA NameThe Island at Twenty Mile Home Owners Association
Tax Amount$13,065.5
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX UNLIMITED

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Island at Twenty Mile

The Island at Twenty Mile is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all The Island at Twenty Mile homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines