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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Sold

Sold·Closed Jul 31, 2025·26 days on market·Recent sales in Mandarin

2562 Loretto Road

Jacksonville, FL 32223

$1,050,000sold priceListed at $1,100,000 · 95.5% of asking$274/sqftMLS# 2092852
4
Beds
4
Baths
3,838
Sq Ft
1879
Built
2
Garage
No
Pool
No HOA1.50 acresSingle Family Residence2 stories

About this home

Jacksonville

This incredible property and jewel of Mandarin is at long last available. The property has been lovingly restored and meticulously maintained for 27 years. Walk thru time and embrace the charm of dual verandas with original gingerbread trim, 5 fireplaces, heart pine floors, front and back staircases .The property is Multi-Gen fully equipped apartment with separate garden entrance. Highlights of recent enhancements include: Total kitchen remodel w soapstone counters, SS Appliances, shaker cabinets, SS vent hood. The upstairs bathrooms have also been remodeled. The roof has been replaced, as was the drain field, split AC heat pump. Generac whole house generator installed last year. The property is zoned (RR) Rural Residential on 1.5 acres & includes a tennis court. You can walk 2 blocks to launch your kayak, fish from County Dock or just enjoy a picnic in the Walter Jones Historic Park & Mandarin Museum. (See Supp & Docs)

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$5,770
Property taxesest. at asking price, Duval County$1,714
Estimated total, before insurance$7,485/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,609/yr · $551/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1879)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,529 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:34 AM, sunset 6:48 PM.

  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $6,609/yr

Estimated taxes if purchased at asking price: ~$20,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $289/sq ft; this home is listed at $287/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2660 Fairway Farms Court, Jacksonville, FL 32223Listed by ROUND TABLE REALTYJul 2026$1,160,000$2685/4.54,329350.4
11802 Mandarin Road, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,593,720$4124/43,869490.4
11549 Sedgemoore Drive S, Jacksonville, FL 32223Listed by HOME PLACE REALTYSep 2026$485,000$1785/42,719850.5
11685 Woodside Lane, Jacksonville, FL 32223Listed by PONTE VEDRA CLUB REALTY, INC.Aug 2026$1,550,000$3945/43,935510.7
11135 Scott Mill Road, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$860,000$2584/2.53,32710.7
2718 Claire Lane, Jacksonville, FL 32223Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$980,000$2894/43,38830.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,100,000
Price / Sq Ft$287
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,838
Total Structure Area4,826 sq ft
Acres1.50 acres
Year Built1879
TypeResidential
Sub-TypeSingle Family Residence
StyleHistoric, Multi Generational, Victorian
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorthwest

School Information

ElementaryCrown Point
MiddleMandarin

Community Information

Address2562 Loretto Road, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionMandarin
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size65,340 sq ft
Lot Dimensions196.68x290.47x112.76x35.02x89.06x381.05
Parcel Number1056400000
ZoningResidential

Amenities

Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Electricity Connected, Natural Gas Not Available, Water Connected, Propane
SewerSeptic Tank
Water SourcePublic
ParkingAdditional Parking, Attached, Garage

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Freezer, Ice Maker, Induction Cooktop, Plumbed For Ice Maker, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingAttic Fan, Central Air, Electric, Multi Units, Split System
FlooringWood
FireplaceYes
# of Fireplaces5
Fireplace FeaturesGas, Wood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Upper Level, Washer Hookup

Exterior

Exterior FeaturesTennis Court(s)
Lot DescriptionHistoric Area, Sprinklers In Rear
Patio / PorchAwning(s), Covered, Front Porch, Patio
RoofMetal
ConstructionBrick, Aluminum Siding, Frame, Vinyl Siding
Other StructuresGuest House, Tennis Court(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 13, 2025
Days on Market26
Tax Amount$6,608.9
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ERA ONETEAM REALTY

Sold by: VREELAND REAL ESTATE LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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