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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Active Under Contract

Active Under Contract·163 days on market

3286 Marbon Road

Jacksonville, FL 32223

$505,000$198/sqftEst. $2,797/moMLS# 2143941
↓ $25,000 below original list
3
Beds
2
Baths
2,554
Sq Ft
1987
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA10,890 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Meet Marbon - a renovated Mandarin pool home with a split floor plan, vaulted ceilings, smart lock entry, and updates throughout. The kitchen has quartz countertops, stainless steel appliances, and opens into the main living areas, making the home feel connected and functional. Marbon also has a bonus/family room that works well as a second living space, game room, office, or movie room. Out back, there's a private pool, a spacious yard, and no HOA. Other updates include a newer A/C system approximately 3 years old, newer water heater, and a 2-car garage. Located in the Loretto Elementary, Mandarin Middle, and Mandarin High School district.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,797
Property taxesest. at asking price, Duval County$825
Estimated total, before insurance$3,622/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,580/yr · $632/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$505,000
$101,000
Loan Term
Monthly Payment
$2,797
Principal & Interest: $2,797
Property taxes (est.): $825
Insurance (est.): $337
Estimated Total Monthly
$3,958
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,172 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard and pool on the southeast side. Today at this address: sunrise 7:30 AM, sunset 6:53 PM.

  • A pool here gets good sun without the hottest afternoon exposure.
  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $354,000 in August 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$405,607$405,607—
2024$415,507$411,439▼ $644
2023$374,036$374,036▲ $43,082
2022$318,063$156,243▲ $9,201
2021$266,336$150,236—
2020$245,196$147,472▲ $7,152

2025 property taxes (current owner): $7,580/yr

Estimated taxes if purchased at asking price: ~$9,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 27, 2026Active Under Contract$505,000
  • Sep 5, 2026Active$505,000
  • Aug 31, 2026Active Under Contract$505,000
  • Aug 13, 2026Active$505,000
  • Aug 4, 2026Active Under Contract$505,000
  • Jul 21, 2026Price change$505,000−$25,000
  • May 8, 2026Listed$530,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $229/sq ft; this home is listed at $198/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12129 Cattail Drive W, Jacksonville, FL 32223Listed by DOUGLAS ELLIMAN FLORIDAOct 2026$730,000$2904/32,519810.4
3250 Tea Rose Drive, Jacksonville, FL 32223Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEOct 2026$392,000$1824/32,157780.5
2826 Sweetholly Drive, Jacksonville, FL 32223Listed by MARK SPAIN REAL ESTATESep 2026$430,000$1884/2.52,286160.6
12253 Orange Grove Drive, Jacksonville, FL 32223Listed by BARBARA ANN BURKE, BROKERSep 2026$540,000$2313/22,334790.7
3745 Dogwood Hill Terrace, Jacksonville, FL 32223Listed by NEXT MOVE ATLANTIC COASTSep 2026$507,000$2294/32,21080.9
12511 Westberry Hideaway Lane, Jacksonville, FL 32223Listed by REALTY ONE GROUP ELEVATEAug 2026$415,000$2173/21,910810.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$505,000
Price / Sq Ft$198
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,554
Acres0.25 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo
Direction FacesNorthwest

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address3286 Marbon Road, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionMandarin
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size10,890 sq ft
Parcel Number1581820080
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking

Interior

Interior FeaturesJack and Jill Bath
AppliancesElectric Oven, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchDeck
FencingBack Yard
RoofShingle

Additional Information

Date ListedMay 8, 2026
Days on Market142
Tax Amount$7,579.95
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SOMEDAY HOMES REALTY, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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