This home is in Ramsgate, Jacksonville.
$485,000Sold5 bd · 4 ba · 2,719 sq ft
Sold·Closed Sep 30, 2026·85 days on market·Recent sales in Ramsgate·Ramsgate
11549 Sedgemoore Drive S
Jacksonville, FL 32223
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About this home
Ramsgate
This spacious 5-bedroom, 4-bathroom brick home in the desirable Ramsgate community is ready to welcome its next family. Offering a versatile layout ideal for larger or multi-generational households, this home provides both comfort and functionality. Enjoy multiple living spaces with both a living room and family room, giving everyone room to spread out and relax. A private bedroom with an ensuite bath is located at the front of the home, separate from the additional bedrooms, perfect for an in-law suite, guest space, or added privacy. With its prime location and inviting neighborhood setting, this home offers the perfect combination of space, flexibility, and community living.
Next steps in Ramsgate
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: material not specified — year not disclosed (home built 1984)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,481 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 17 mi · 202 parking spaces
Closest park or preserve
Julington-Durbin Preserve15 min drive · 6.4 mi of trails
Closest public boat ramp
Mandarin Park Boat Rampabout 2 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
County Dock Hand Launch Areaabout 0.8 mi · St. Johns River
Closest youth league fields
Rogers Park6 min drive · Soccer
Closest grocery store
Winn-Dixie3 min drive · 11700 San Jose Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $387,581 | $387,581 | ▲ $20,503 |
| 2024 | $367,501 | $361,632 | ▲ $10,503 |
| 2023 | $407,235 | $328,757 | ▲ $41,009 |
| 2022 | $352,871 | $298,870 | — |
| 2021 | $271,700 | $271,700 | ▲ $14,905 |
| 2020 | $249,498 | $249,498 | — |
2025 property taxes (current owner): $7,260/yr
Estimated taxes if purchased at asking price: ~$9,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 30, 2026Closed$485,000
- Aug 28, 2026Pending$485,000
- Aug 7, 2026Price change$485,000−$15,000
- Jun 4, 2026Listed$500,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $201/sq ft; this home is listed at $178/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3250 Tea Rose Drive, Jacksonville, FL 32223Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Oct 2026 | $392,000 | $182 | 4/3 | 2,157 | 78 | 0.6 |
| 2601 Michaelson Way, Jacksonville, FL 32223Listed by TRADITIONS REALTY LLC | Sep 2026 | $527,900 | $234 | 4/2 | 2,258 | 69 | 0.7 |
| 2826 Sweetholly Drive, Jacksonville, FL 32223Listed by MARK SPAIN REAL ESTATE | Sep 2026 | $430,000 | $188 | 4/2.5 | 2,286 | 16 | 0.7 |
| 11945 Elizabeth Ann Court, Jacksonville, FL 32223Listed by RE/MAX SPECIALISTS | Sep 2026 | $451,700 | $201 | 4/2 | 2,248 | 79 | 0.7 |
| 2718 Claire Lane, Jacksonville, FL 32223Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $980,000 | $289 | 4/4 | 3,388 | 3 | 0.9 |
| 3286 Marbon Road, Jacksonville, FL 32223Listed by SOMEDAY HOMES REALTY, LLC. | Oct 2026 | $480,000 | $188 | 3/2 | 2,554 | 135 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: HOME PLACE REALTY
Sold by: JASON MITCHELL REAL ESTATE FLORIDA, LLC. (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Ramsgate
Ramsgate is a neighborhood in Jacksonville, FL (Duval County), ZIP 32223.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
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