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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Mill Creek Forest, St. Johns — a new construction home in St. Johns County.

Sold

Sold·Closed Jul 24, 2026·0 days on market·Recent sales in Mill Creek Forest·Mill Creek Forest

64 Callaway Circle

St. Johns, FL 32259

$909,474sold priceListed at $826,995 · 110% of asking$236/sqftMLS# 2082973
4
Beds
3
Baths
3,848
Sq Ft
2026
Built
3
Garage
No
Pool

15 more homes for sale in Mill Creek Forest →Search Mill Creek Forest on the map

HOA $154/moSingle Family Residence2 storiesNew construction

About this home

Mill Creek Forest

Alice Craftsman home on a beautiful and oversized wooded preserve home site.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,038
Property taxesest. at asking price, St. Johns County$1,210
HOAbilled monthly$154
Estimated total, before insurance$6,401/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$909,474
$181,895
Loan Term
Monthly Payment
$5,038
Principal & Interest: $5,038
Property taxes (est.): $1,210
Insurance (est.): $606
Estimated Total Monthly
$6,854
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$85,000$85,000—

Estimated taxes if purchased at asking price: ~$14,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 27, 2026Closed$826,995

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $273/sq ft; this home is listed at $215/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
200 White Horse Way, St. Johns, FL 32259Listed by KELLER WILLIAMS ST JOHNSAug 2026$1,050,000$2835/3.53,70730.3
207 Hertford Bridge Way, St. Johns, FL 32259Listed by REDFIN CORPORATIONAug 2026$805,000$2754/32,93070.4
146 Clarendon Road, St. Johns, FL 32259Listed by ASSIST2SELL FULL SERVICE REALTY LLC.Sep 2026$675,000$2374/32,846420.6
408 Oxford Estates Way, St. Johns, FL 32259Listed by KELLER WILLIAMS ST JOHNSAug 2026$750,000$2734/32,745871
318 Oxford Estates Way, St. Johns, FL 32259Listed by SERVICE REALTY, LLCJul 2026$845,000$2614/33,234131
91 Lorijane Lane, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERYJul 2026$720,000$2654/3.52,71631.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$826,995
Price / Sq Ft$215
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,848
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Craftsman
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes

Community Information

Address64 Callaway Circle, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionMill Creek Forest
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0013511810

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesHis and Hers Closets, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater
HeatingCentral, Electric, Zoned
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Sink
SecuritySecurity Gate, Security System Owned

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Front Porch, Rear Porch
ConstructionFiber Cement
Road FrontagePrivate Road

Additional Information

Date ListedApril 21, 2025
Days on Market0
HOA Fees$153.67 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Mill Creek Forest

Mill Creek Forest is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Mill Creek Forest homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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