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This home is in Mill Creek Forest, St. Johns.

Pending

Pending·455 days on market·Mill Creek Forest

64 Callaway Circle

St. Johns, FL 32259

$826,995$215/sqftEst. $4,204/moMLS# 2082973
4
Beds
3
Baths
3,848
Sq Ft
2026
Built
3
Garage
No
Pool

About this home

Mill Creek Forest

Alice Craftsman home on a beautiful and oversized wooded preserve home site.

Cost to own

Mortgage calculator

$826,995
$165,399
Loan Term
Monthly Payment
$4,204
Principal & Interest: $4,204
Est. Taxes & Insurance: $1,051
Estimated Total Monthly
$5,254
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$4,204
Property taxesest. at asking price, St. Johns County$1,100
HOAbilled monthly$154
Estimated total, before insurance$5,458/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$85,000$85,000

Estimated taxes if purchased at asking price: ~$13,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Features

Price$826,995
Price / Sq Ft$215
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,848
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Craftsman
StatusPending
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes

Community Information

Address64 Callaway Circle, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionMill Creek Forest
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0013511810

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesHis and Hers Closets, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater
HeatingCentral, Electric, Zoned
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Sink
SecuritySecurity Gate, Security System Owned

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Front Porch, Rear Porch
ConstructionFiber Cement
Road FrontagePrivate Road

Additional Information

Date ListedApril 21, 2025
Days on Market0
HOA Fees$153.67 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

The neighborhood

About Mill Creek Forest

Mill Creek Forest is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Mill Creek Forest homes for sale →

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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