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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Mill Creek Forest, St. Johns — a new construction home in St. Johns County.

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Pending

Pending·176 days on market·Mill Creek Forest

24 Dalton Mill Drive

St. Johns, FL 32259

$689,000$257/sqftEst. $3,816/mo mortgageMLS# 2141973
↓ $40,000 below original list
4
Beds
3
Baths
2,679
Sq Ft
2026
Built
3
Garage
No
Pool

14 more homes for sale in Mill Creek Forest →Search Mill Creek Forest on the map

FEMA Zone XHOA $154/moSingle Family Residence1 storyNew construction

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Mill Creek Forest

Tucked within a quiet gated community, this new construction home offers a rare wooded preserve on three sides for exceptional privacy. Ideally located near the Lodge amenity center and scenic walking trails, with NO CDD FEES and low HOA. The highly sought-after Robin floorplan blends timeless design with modern elegance. It features luxury vinyl plank flooring that flows seemlessly throughout the main living areas, including a private office with glass French doors. The designer kitchen is the heart of the home and showcases quartz countertops, two-toned cabinetry with black hardware, and a large island overlooking the covered lanai and serene preserve beyond - perfect for everyday living and entertaining alike. Relax in the elegant primary bath with a stunning free-standing rectangular statement tub and rich, neutral cream finishes throughout. This home is designed for comfort, style, and lasting memories. Move in this Fall but schedule your tour today - this one won't last!

Next steps in Mill Creek Forest

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,816
Property taxesest. at asking price, St. Johns County$917
HOAbilled monthly$154
Estimated total, before insurance$4,887/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$689,000
$137,800
Loan Term
Monthly Payment
$3,816
Principal & Interest: $3,816
Property taxes (est.): $917
Insurance (est.): $459
Estimated Total Monthly
$5,193
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$125,000$88,000—
2024$80,000$80,000—

Estimated taxes if purchased at asking price: ~$11,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 25, 2026Pending$689,000
  • Jul 7, 2026Price change$689,000−$40,000
  • Apr 25, 2026Listed$729,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $227/sq ft; this home is listed at $257/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
146 Clarendon Road, St. Johns, FL 32259Listed by ASSIST2SELL FULL SERVICE REALTY LLC.Sep 2026$675,000$2374/32,846420.5
79 Lochnagar Mountain Drive, St. Johns, FL 32259Listed by RELAX REALTY LLCSep 2026$429,000$2274/31,88651.3
487 S Aberdeenshire Drive, St. Johns, FL 32259Listed by HOVER GIRL PROPERTIESSep 2026$495,000$1445/33,428551.4
483 S Aberdeenshire Drive, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$415,000$1814/32,2882191.4
681 Grampian Highlands Drive, St. Johns, FL 32259Listed by ENDLESS SUMMER REALTYOct 2026$559,499$2025/32,7741631.5
121 Balmoral Castle Drive, St. Johns, FL 32259Listed by 1 REALTY CORPSep 2026$440,000$2294/21,923431.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$689,000
Price / Sq Ft$257
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,679
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusPending
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address24 Dalton Mill Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionMill Creek Forest
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0013512130

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Jogging Path, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Gas Cooktop, Gas Oven, Microwave, Tankless Water Heater
HeatingElectric, Zoned
CoolingElectric, Zoned
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Sink

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Rear Porch
ConstructionFiber Cement
Road FrontagePrivate Road

Additional Information

Date ListedApril 25, 2026
Days on Market90
HOA Fees$153.67 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Mill Creek Forest

Mill Creek Forest is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Mill Creek Forest homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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