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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Sep 30, 2025·174 days on market·Recent sales in New Construction — Jacksonville

2970 St Johns Avenue 3F

Jacksonville, FL 32205

$515,000sold priceListed at $549,000 · 93.8% of asking$293/sqftMLS# 2075211
2
Beds
2
Baths
1,755
Sq Ft
1974
Built
1
Garage
No
Pool
HOA $1160/mo871 sqft lotWaterfrontCondominium1 story

About this home

Jacksonville

We are honored to present this stunning condo in the Beau Rivage. Sweeping Riverfront Views encompass your surroundings as you enter your 2 bedroom/2 bath condo on the third floor of this beautiful building. Amenities include lower-level party/living room complete with kitchen facilities, pool, fitness center, and underground assigned parking. Beautiful, manicured grounds complete the picture of this extremely well-kept home. Beau Rivage is an address that you will be proud to call home. Floor to ceiling glass provides forever views in this updated and secure building. The shops of Avondale-Upscale dining, and vibrant night life, are just a short stroll away from this wonderful residence. Schedule your private showing today.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,853
Property taxesest. at asking price, Duval County$841
HOAbilled monthly$1,160
Estimated total, before insurance$4,854/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,784/yr · $565/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$515,000
$103,000
Loan Term
Monthly Payment
$2,853
Principal & Interest: $2,853
Property taxes (est.): $841
Insurance (est.): $343
Estimated Total Monthly
$4,037
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Membrane — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,628 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $6,784/yr

Estimated taxes if purchased at asking price: ~$10,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $181/sq ft; this home is listed at $313/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2950 St Johns Avenue 7, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$255,000$1813/21,4061100
2970 St Johns Avenue 9F, Jacksonville, FL 32205Listed by RE/MAX SPECIALISTSAug 2026$504,000$2872/21,755150
2970 St Johns Avenue 10D, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$235,000$1393/21,6963830
2950 St. Johns Avenue 20, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$175,000$1233/31,42180
2970 St Johns Avenue 10B, Jacksonville, FL 32205Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$300,000$2032/21,4803020
2950 St Johns Avenue 10, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYApr 2026$240,000$1713/21,4061950

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$549,000
Price / Sq Ft$313
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,755
Acres0.02 acres
Year Built1974
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes
Direction FacesWest

Community Information

Address2970 St Johns Avenue 3F, Jacksonville, FL 32205
Area032-Avondale
SubdivisionBeau Rivage
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size871.2 sq ft
Parcel Number0779760142
ZoningResidential

Amenities

AmenitiesPool, Elevator(s), Fitness Center, Maintenance Grounds, Maintenance Structure
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Attached, Garage
ViewRiver
Waterfront TypeRiver Front

Interior

Interior FeaturesElevator
AppliancesDisposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories1
LevelsOne
LaundryIn Unit
SecurityClosed Circuit Camera(s), Fire Alarm, Fire Sprinkler System, Security Lights
Spa FeaturesCommunity

Exterior

Exterior FeaturesBalcony
Patio / PorchPatio
RoofMembrane
ConstructionStucco
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedMarch 12, 2025
Days on Market174
HOA Fees$1,160.13 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Security, Trash, Water, Other
Tax Amount$6,783.83
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REALTY EXECUTIVES OCEANSIDE

Sold by: MERO REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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