Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

Photo 1 / 77
Active

Active·3 days on market

2970 St Johns Avenue 4E

Jacksonville, FL 32205

$585,000$321/sqftEst. $3,240/moMLS# 2169324
3
Beds
2
Baths
1,822
Sq Ft
1974
Built
—
Garage
No
Pool
FEMA Zone XHOA $1229/moWaterfrontCondominium1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

BEST PRICED ST. JOHNS RIVER VIEW 3 BEDROOM CONDOMINIUM IN ALL OF AVONDALE AND RIVERSIDE! Spacious, fully renovated, move-in condition unit at Beau Rivage. Beautiful treetop and St. Johns River views from almost every room, and especially the balcony! Gleaming hard wood floors throughout except the baths. Master has 2 large, walk-in closets, and there is a separate storage unit in the hall. Easy walking distance to the Shoppes of Avondale, King Street and Five Points area. The Beau Rivage is one of the most well managed and financially stable waterfront condo buildings in all of North Florida. The building has over 5,000 SF of party/common space, a riverfront pool, a full-time staff, a fitness gym, and is manned 24 hours a day, 7 days a week. No dogs and no rentals are allowed. Third bedroom is non-conforming and used as a den with fireplace. Two exterior parking spaces one on upper deck and one below both uncovered convey with property.

Next steps in New Construction — Jacksonville

FollowNew New Construction — Jacksonville homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,240
Property taxesest. at asking price, Duval County$955
HOAbilled monthly$1,229
Estimated total, before insurance$5,424/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$585,000
$117,000
Loan Term
Monthly Payment
$3,240
Principal & Interest: $3,240
Property taxes (est.): $955
Insurance (est.): $390
Estimated Total Monthly
$4,586
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,645 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 15, 2026Listed$585,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $230/sq ft; this home is listed at $321/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2970 St Johns Avenue 9F, Jacksonville, FL 32205Listed by RE/MAX SPECIALISTSAug 2026$504,000$2872/21,755150
2970 St Johns Avenue 10D, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$235,000$1393/21,6963830
2950 St Johns Avenue 10, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYApr 2026$240,000$1713/21,4061950
2970 St Johns Avenue 11G, Jacksonville, FL 32205Listed by NORVILLE REALTY INCFeb 2026$450,000$1983/22,2713950
2970 St Johns Avenue 6D, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJan 2026$390,000$2303/21,6961640
2970 St Johns Avenue 12D, Jacksonville, FL 32205Listed by COLDWELL BANKER VANGUARD REALTYDec 2025$500,000$2673/21,876440

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$585,000
Price / Sq Ft$321
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,822
Year Built1974
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontYes

Community Information

Address2970 St Johns Avenue 4E, Jacksonville, FL 32205
Area032-Avondale
SubdivisionBeau Rivage
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Parcel Number0779760154

Amenities

AmenitiesPool, Clubhouse, Elevator(s), Fitness Center, Management - Off Site, Security, Trash, Water
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Guest, Parking Lot
ViewPool, River, Water
Waterfront TypeRiver Front

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecured Lobby

Exterior

Patio / PorchPorch
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 15, 2026
Days on Market1
HOA Fees$1,228.53 / Monthly
HOA FrequencyMonthly
HOA NameBeau Rivage of Jacksonville.Inc
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Security, Sewer, Trash, Water
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NORVILLE REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines