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Active Under Contract

Active Under Contract·11 days on market

2970 St Johns Avenue 10D

Jacksonville, FL 32205

$241,900$143/sqftEst. $1,287/moMLS# 2092722

Beds

Baths

1,696

Sq Ft

1974

Built

Garage

Pool

About this home

Jacksonville

Seller is offering six months of paid condo fees with an acceptable contract-an exceptional opportunity at the iconic Beau Rivage. Enjoy luxury riverfront living from the 10th floor of one of Jacksonville's premier condominium communities. This beautifully maintained residence offers thoughtfully designed living space where elegance, comfort, and breathtaking views come together. The open-concept living and dining areas are filled with natural light, enhanced by a dramatic mirrored wall and gallery-style lighting. The kitchen features stone tile accents, white cabinetry, and black appliances. The spacious owner's suite includes balcony access, generous closet space, and a dressing area with additional storage and a custom vanity. The primary bath offers unique designer touches. A third bedroom, currently used as an office, features built-in shelving and dual closets, providing flexibility for work, guests, or hobbies. Additional highlights include abundant storage and a dedicated

Cost to own

Mortgage calculator

Home Price

$241,900

Down Payment: 20%

$48,380

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,230

Principal & Interest: $1,230

Est. Taxes & Insurance: $307

Estimated Total Monthly

$1,537

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,287

Property taxesest. at asking price, Duval County$395

HOAbilled monthly$1,279

Estimated total, before insurance$2,962/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$291,000	$141,042	—
2024	$291,000	$136,360	▲ $20,000
2023	$271,000	$130,933	—
2022	$237,000	$125,664	—
2021	$195,000	$120,548	—
2020	$195,000	$118,194	—

2024 property taxes (current owner): $2,624/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,631 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 17, 2026Active Under Contract$241,900
Jul 6, 2026Listed$241,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$241,900

Price / Sq Ft$143

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,696

Acres0.02 acres

Year Built1974

TypeResidential

Sub-TypeCondominium

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages1

Has PoolNo

Is WaterfrontYes

Direction FacesWest

Community Information

Address2970 St Johns Avenue 10D, Jacksonville, FL 32205

Area032-Avondale

SubdivisionBeau Rivage

CityJacksonville

CountyDuval

StateFL

Zip Code32205

Lot Size871.2 sq ft

Parcel Number0779760236

ZoningCondominium

Amenities

AmenitiesPool, Elevator(s), Fitness Center, Maintenance Grounds, Maintenance Structure, Management - Full Time, Management- On Site, Security, Trash

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAssigned, Community Structure, Covered, Detached, Electric Vehicle Charging Station(s), Garage, Guest

ViewCity, Trees/Woods

Waterfront TypeNavigable Water, River Front

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Elevator, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Separate Meters

CoolingCentral Air, Electric, Separate Meters

FlooringCarpet, Wood

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Security24 Hour Security, Entry Phone/Intercom, Fire Sprinkler System, Key Card Entry, Secured Elevator, Secured Lobby, Security Fence, Smoke Detector(s)