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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Aug 13, 2026·383 days on market·Recent sales in New Construction — Jacksonville

2970 St Johns Avenue 10D

Jacksonville, FL 32205

$235,000sold priceListed at $241,900 · 97.1% of asking$139/sqftMLS# 2092722
3
Beds
2
Baths
1,696
Sq Ft
1974
Built
1
Garage
No
Pool
FEMA Zone XHOA $1279/mo871 sqft lotWaterfrontCondominium1 story

About this home

Jacksonville

Seller is offering six months of paid condo fees with an acceptable contract-an exceptional opportunity at the iconic Beau Rivage. Enjoy luxury riverfront living from the 10th floor of one of Jacksonville's premier condominium communities. This beautifully maintained residence offers thoughtfully designed living space where elegance, comfort, and breathtaking views come together. The open-concept living and dining areas are filled with natural light, enhanced by a dramatic mirrored wall and gallery-style lighting. The kitchen features stone tile accents, white cabinetry, and black appliances. The spacious owner's suite includes balcony access, generous closet space, and a dressing area with additional storage and a custom vanity. The primary bath offers unique designer touches. A third bedroom, currently used as an office, features built-in shelving and dual closets, providing flexibility for work, guests, or hobbies. Additional highlights include abundant storage and a dedicated

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,302
Property taxesest. at asking price, Duval County$384
HOAbilled monthly$1,279
Estimated total, before insurance$2,965/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,624/yr · $219/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$235,000
$47,000
Loan Term
Monthly Payment
$1,302
Principal & Interest: $1,302
Property taxes (est.): $384
Insurance (est.): $157
Estimated Total Monthly
$1,842
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,631 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$291,000$141,042—
2024$291,000$136,360▲ $20,000
2023$271,000$130,933—
2022$237,000$125,664—
2021$195,000$120,548—
2020$195,000$118,194—

2024 property taxes (current owner): $2,624/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 17, 2026Closed$241,900
  • Aug 2, 2026Pending$241,900
  • Jul 17, 2026Active Under Contract$241,900
  • Jul 6, 2026Listed$241,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $228/sq ft; this home is listed at $143/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2950 St Johns Avenue 7, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$255,000$1813/21,4061100
2970 St Johns Avenue 9F, Jacksonville, FL 32205Listed by RE/MAX SPECIALISTSAug 2026$504,000$2872/21,755150
2950 St. Johns Avenue 20, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$175,000$1233/31,42180
2970 St Johns Avenue 10B, Jacksonville, FL 32205Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$300,000$2032/21,4803020
2525 College Street 1115, Jacksonville, FL 32204Listed by COWFORD REALTY & DESIGN LLCApr 2026$415,000$2282/21,823470.9
2525 College Street 2101, Jacksonville, FL 32204Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYMay 2025$360,000$2602/21,382941

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$241,900
Price / Sq Ft$143
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,696
Acres0.02 acres
Year Built1974
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes
Direction FacesWest

Community Information

Address2970 St Johns Avenue 10D, Jacksonville, FL 32205
Area032-Avondale
SubdivisionBeau Rivage
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size871.2 sq ft
Parcel Number0779760236
ZoningCondominium

Amenities

AmenitiesPool, Elevator(s), Fitness Center, Maintenance Grounds, Maintenance Structure, Management - Full Time, Management- On Site, Security, Trash
UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Community Structure, Covered, Detached, Electric Vehicle Charging Station(s), Garage, Guest
ViewCity, Trees/Woods

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Elevator, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Separate Meters
CoolingCentral Air, Electric, Separate Meters
FlooringCarpet, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
Security24 Hour Security, Entry Phone/Intercom, Fire Sprinkler System, Key Card Entry, Secured Elevator, Secured Lobby, Security Fence, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
ConstructionStucco
Road FrontageCity Street

Additional Information

Date ListedJuly 6, 2026
Days on Market383
HOA Fees$1,279.2 / Monthly
HOA FrequencyMonthly
HOA NameHorizon Realty Management
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Security
Tax Amount$2,623.98
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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