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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Jul 31, 2026·8 days on market·Recent sales in Jacksonville

2950 St. Johns Avenue 20

Jacksonville, FL 32205

$175,000sold priceListed at $200,000 · 87.5% of asking$123/sqftMLS# 2149859
3
Beds
3
Baths
1,421
Sq Ft
1973
Built
—
Garage
No
Pool
HOA $694/moWaterfrontCondominium2 stories

About this home

Jacksonville

Canal-front condo with St. Johns River views in historic Avondale, offering a rare blend of waterfront serenity and walkable living. Enjoy the charm of Venice in one of Jacksonville's most desirable neighborhoods. This light-filled residence sits directly on the canal with beautiful river views, creating a peaceful, vacation-like setting. Ideal for a lock-and-leave lifestyle, perfect for professionals, snowbirds, and empty nesters. Minutes from the Shoppes of Avondale, dining, parks, and riverfront paths. A rare opportunity to own canal-front property with river views in Avondale.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$969
Property taxesest. at asking price, Duval County$286
HOAbilled monthly$694
Estimated total, before insurance$1,950/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$175,000
$35,000
Loan Term
Monthly Payment
$969
Principal & Interest: $969
Property taxes (est.): $286
Insurance (est.): $117
Estimated Total Monthly
$1,372
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tar/Gravel — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,608 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$251,750$90,111—
2024$251,750$86,864▲ $9,500
2023$242,250$82,878—
2022$205,000$79,008—
2021$176,000$75,251—
2020$176,000$73,522—

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 31, 2026Closed$200,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $141/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2950 St Johns Avenue 7, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$255,000$1813/21,4061100
2970 St Johns Avenue 9F, Jacksonville, FL 32205Listed by RE/MAX SPECIALISTSAug 2026$504,000$2872/21,755150
2970 St Johns Avenue 10D, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$235,000$1393/21,6963830
2970 St Johns Avenue 10B, Jacksonville, FL 32205Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$300,000$2032/21,4803020
2912 St Johns Avenue 23, Jacksonville, FL 32205Listed by GAILEY ENTERPRISES LLCOct 2026$215,000$1862/21,1591870.1
2931 St Johns Avenue 6, Jacksonville, FL 32205Listed by KELLER WILLIAMS REALTY AT THE LAKESMay 2025$269,000$2452/21,10020.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$200,000
Price / Sq Ft$141
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage1,421
Total Structure Area1,421 sq ft
Year Built1973
TypeResidential
Sub-TypeCondominium
StyleVilla
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontYes

Community Information

Address2950 St. Johns Avenue 20, Jacksonville, FL 32205
Area032-Avondale
SubdivisionRiver Shore Village
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Parcel Number0779770050
ZoningCondominium

Amenities

UtilitiesSewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot
ViewRiver
Waterfront TypeCanal Front

Interior

AppliancesConvection Oven, Dishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories2
LevelsOne
LaundryIn Unit

Exterior

FencingFenced
RoofTar/Gravel

Additional Information

Date ListedJune 10, 2026
Days on Market8
HOA Fees$694.45 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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