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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·170 days on market

2970 St Johns Avenue 4A

Jacksonville, FL 32205

$599,000$264/sqftEst. $3,318/moMLS# 2143146
↓ $111,000 below original list
2
Beds
2
Baths
2,271
Sq Ft
1974
Built
1
Garage
No
Pool
FEMA Zone XHOA $1515/mo871 sqft lotWaterfrontCondominium1 story

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About this home

Jacksonville

Enjoy expansive river views from this lovely condo in The Beau Rivage, located in the heart of historic Avondale where you can walk to the shops and restaurants through tree lined streets. At 2271 sq ft, this unit is the largest floor plan in the community and offers a spacious layout with large Living and Dining rooms and a kitchen with breakfast room. Originally a 3 bedroom, the 3rd bedroom is now a den off the kitchen but could easily be converted back. In addition to the many large closets, this unit offers built ins for plenty of storage and a large laundry room with more closet space. Kitchen has updated appliances with a SubZero fridge. Parking includes a garage space on the row closest to the entrance and an assigned space outside.Discover all the Beau Rivage has to offer including the River Room with adjoining kitchen for entertaining, card room, fitness center and pool on the river. Water and sewer are included. Enjoy condo living in a beautiful neighborhood!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,318
Property taxesest. at asking price, Duval County$978
HOAbilled monthly$1,515
Estimated total, before insurance$5,811/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,370/yr · $864/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$599,000
$119,800
Loan Term
Monthly Payment
$3,318
Principal & Interest: $3,318
Property taxes (est.): $978
Insurance (est.): $399
Estimated Total Monthly
$4,695
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,631 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$683,500$573,643—
2024$683,500$556,628▲ $2,500
2023$681,000$543,814—
2022$660,000$526,519—
2021$629,000$509,728—
2020$552,000$502,000—

2025 property taxes (current owner): $10,370/yr

Estimated taxes if purchased at asking price: ~$11,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 9, 2026Price change$599,000−$25,900
  • Oct 2, 2026Price change$624,900−$15,100
  • Sep 25, 2026Price change$640,000−$5,000
  • Sep 18, 2026Price change$645,000−$5,000
  • Sep 11, 2026Price change$650,000−$15,000
  • Aug 28, 2026Price change$665,000−$10,000
  • Aug 12, 2026Price change$675,000−$10,000
  • Aug 4, 2026Price change$685,000−$10,000
  • Jul 24, 2026Price change$695,000−$15,000
  • May 1, 2026Listed$710,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $230/sq ft; this home is listed at $264/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2970 St Johns Avenue 9F, Jacksonville, FL 32205Listed by RE/MAX SPECIALISTSAug 2026$504,000$2872/21,755150
2970 St Johns Avenue 10D, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$235,000$1393/21,6963830
2970 St Johns Avenue 11G, Jacksonville, FL 32205Listed by NORVILLE REALTY INCFeb 2026$450,000$1983/22,2713950
2970 St Johns Avenue 6D, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJan 2026$390,000$2303/21,6961640
2970 St Johns Avenue 3F, Jacksonville, FL 32205Listed by REALTY EXECUTIVES OCEANSIDESep 2025$515,000$2932/21,7551740
2970 St Johns Avenue 7D, Jacksonville, FL 32205Listed by WATSON REALTY CORPSep 2025$360,000$2123/21,6961840

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$599,000
Price / Sq Ft$264
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage2,271
Acres0.02 acres
Year Built1974
TypeResidential
Sub-TypeCondominium
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes

Community Information

Address2970 St Johns Avenue 4A, Jacksonville, FL 32205
Area032-Avondale
SubdivisionBeau Rivage
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size871.2 sq ft
Parcel Number0779760146

Amenities

AmenitiesPool, Fitness Center, Maintenance Grounds, Management - Full Time, Management - Off Site, Management- On Site
UtilitiesElectricity Connected
Water SourcePublic
ParkingAssigned, Garage, Parking Lot, Varies by Unit
ViewRiver
Waterfront TypeRiver Front

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Eat-in Kitchen, Entrance Foyer, Primary Bathroom - Shower No Tub
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecured Lobby

Exterior

Exterior FeaturesBalcony

Additional Information

Date ListedMay 2, 2026
Days on Market161
HOA Fees$1,515 / Monthly
HOA FrequencyMonthly
HOA NameBeau Rivage Condo Association
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Pest Control, Security, Sewer, Trash, Water
Tax Amount$10,369.67
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MILLER & COMPANY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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