This home is in Jacksonville — a waterfront home in Jacksonville.
Active·122 days on market
2970 St Johns Avenue 4A
Jacksonville, FL 32205
About this home
Jacksonville
Enjoy expansive river views from this lovely condo in The Beau Rivage, located in the heart of historic Avondale where you can walk to the shops and restaurants through tree lined streets. At 2271 sq ft, this unit is the largest floor plan in the community and offers a spacious layout with large Living and Dining rooms and a kitchen with breakfast room. Originally a 3 bedroom, the 3rd bedroom is now a den off the kitchen but could easily be converted back. In addition to the many large closets, this unit offers built ins for plenty of storage and a large laundry room with more closet space. Kitchen has updated appliances with a SubZero fridge. Parking includes a garage space on the row closest to the entrance and an assigned space outside.Discover all the Beau Rivage has to offer including the River Room with adjoining kitchen for entertaining, card room, fitness center and pool on the river. Water and sewer are included. Enjoy condo living in a beautiful neighborhood!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $683,500 | $573,643 | — |
| 2024 | $683,500 | $556,628 | ▲ $2,500 |
| 2023 | $681,000 | $543,814 | — |
| 2022 | $660,000 | $526,519 | — |
| 2021 | $629,000 | $509,728 | — |
| 2020 | $552,000 | $502,000 | — |
2025 property taxes (current owner): $10,370/yr
Estimated taxes if purchased at asking price: ~$13,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: material not specified — year not disclosed (home built 1974)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,631 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 28, 2026Price change$665,000−$10,000
- Aug 12, 2026Price change$675,000−$10,000
- Aug 4, 2026Price change$685,000−$10,000
- Jul 24, 2026Price change$695,000−$15,000
- May 1, 2026Listed$710,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MILLER & COMPANY REAL ESTATE
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines