This home is in Jacksonville.

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Active

Active·77 days on market

2970 St Johns Avenue 4A

Jacksonville, FL 32205

$710,000$313/sqftEst. $3,779/moMLS# 2143146

Beds

Baths

2,271

Sq Ft

1974

Built

Garage

Pool

About this home

Jacksonville

Enjoy expansive river views from this lovely condo in The Beau Rivage, located in the heart of historic Avondale where you can walk to the shops and restaurants through tree lined streets. At 2271 sq ft, this unit is the largest floor plan in the community and offers a spacious layout with large Living and Dining rooms and a kitchen with breakfast room. Originally a 3 bedroom, the 3rd bedroom is now a den off the kitchen but could easily be converted back. In addition to the many large closets, this unit offers built ins for plenty of storage and a large laundry room with more closet space. Kitchen has updated appliances with a SubZero fridge. Parking includes a garage space on the row closest to the entrance and an assigned space outside.Discover all the Beau Rivage has to offer including the River Room with adjoining kitchen for entertaining, card room, fitness center and pool on the river. Water and sewer are included. Enjoy condo living in a beautiful neighborhood!

Cost to own

Mortgage calculator

Home Price

$710,000

Down Payment: 20%

$142,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,609

Principal & Interest: $3,609

Est. Taxes & Insurance: $902

Estimated Total Monthly

$4,511

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,779

Property taxesest. at asking price, Duval County$1,159

HOAbilled monthly$1,515

Estimated total, before insurance$6,453/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$683,500	$573,643	—
2024	$683,500	$556,628	▲ $2,500
2023	$681,000	$543,814	—
2022	$660,000	$526,519	—
2021	$629,000	$509,728	—
2020	$552,000	$502,000	—

2025 property taxes (current owner): $10,370/yr

Estimated taxes if purchased at asking price: ~$13,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,631 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History