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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Aug 14, 2026·15 days on market·Recent sales in New Construction — Jacksonville

2970 St Johns Avenue 9F

Jacksonville, FL 32205

$504,000sold priceListed at $519,000 · 97.1% of asking$287/sqftMLS# 2145168
2
Beds
2
Baths
1,755
Sq Ft
1974
Built
1
Garage
No
Pool
FEMA Zone XHOA $1283/mo871 sqft lotWaterfrontCondominium1 story

About this home

Jacksonville

*UNDER CONTRACT w/ KICK-OUT CLAUSE. SELLER WELCOMES CONTINUED SHOWINGS AND BACKUP OFFERS* Please come experience distinguished living at Beau Rivage, a community nestled in the heart of Jacksonville. Step into this 2 bed/2 bath condo to enjoy breathtaking views of the St. Johns River from your private terrace. Inside, the airy living space blends timeless elegance with modern comfort. The kitchen is designed with excellent flow for everyday living. The spacious bedrooms offer updated closets and bathrooms, crafted with serenity in mind. The living areas, enhanced by automated window coverings and custom details, create an inspired home. Conveniences include a large storage closet, covered parking and an exceptional management team providing a lifestyle rich with amenities, including a pool, river-view lounge, piano, game room, a library, fitness, and security for peace of mind. Beau Rivage combines riverfront living in a vibrant, welcoming community. Make this your home sweet home!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,792
Property taxesest. at asking price, Duval County$823
HOAbilled monthly$1,283
Estimated total, before insurance$4,897/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,421/yr · $702/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$504,000
$100,800
Loan Term
Monthly Payment
$2,792
Principal & Interest: $2,792
Property taxes (est.): $823
Insurance (est.): $336
Estimated Total Monthly
$3,951
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Concrete, Membrane — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,631 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
  • The coolest diagonal for a lanai; a pool here trades warmth for comfort.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$473,000$473,000—
2024$473,000$473,000▲ $23,000
2023$450,000$450,000—
2022$416,000$416,000—
2021$356,500$356,500—
2020$307,000$307,000—

2025 property taxes (current owner): $8,421/yr

Estimated taxes if purchased at asking price: ~$9,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 14, 2026Closed$519,000
  • Aug 13, 2026Pending$519,000
  • May 29, 2026Listed$519,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $296/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2950 St Johns Avenue 7, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$255,000$1813/21,4061100
2970 St Johns Avenue 10D, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$235,000$1393/21,6963830
2950 St. Johns Avenue 20, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$175,000$1233/31,42180
2970 St Johns Avenue 10B, Jacksonville, FL 32205Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$300,000$2032/21,4803020
2358 Riverside Avenue 405, Jacksonville, FL 32204Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$1,000,000$4402/32,2751690.7
2525 College Street 1115, Jacksonville, FL 32204Listed by COWFORD REALTY & DESIGN LLCApr 2026$415,000$2282/21,823470.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$519,000
Price / Sq Ft$296
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,755
Acres0.02 acres
Year Built1974
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes
Direction FacesSouthwest

Community Information

Address2970 St Johns Avenue 9F, Jacksonville, FL 32205
Area032-Avondale
SubdivisionBeau Rivage
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size871.2 sq ft
Parcel Number0779760226
ZoningCondominium

Amenities

AmenitiesPool, Car Wash Area, Clubhouse, Elevator(s), Fitness Center, Maintenance Grounds, Maintenance Structure, Management - Full Time, Management- On Site, Security, Storage, Trash, Water
Community FeaturesSidewalks, Suburban, Street Lights
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Attached Carport, Circular Driveway, Covered, Garage, Guest, Parking Lot
ViewCity, River, Water

Interior

Interior FeaturesElevator, Entrance Foyer, Open Floorplan, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air, Other
FlooringLaminate, Tile, Wood
# of Stories1
LevelsOne
LaundryIn Unit
Security24 Hour Security, Carbon Monoxide Detector(s), Closed Circuit Camera(s), Fire Alarm, Fire Sprinkler System, Firewall(s), Key Card Entry, Secured Lobby, Security Fence, Security Lights, Security System Owned, Smoke Detector(s)

Exterior

Patio / PorchCovered, Porch, Terrace
RoofConcrete, Membrane
ConstructionBlock, Concrete, Stucco
Other StructuresOther
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 29, 2026
Days on Market15
HOA Fees$1,282.62 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Trash
Tax Amount$8,420.99
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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