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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Aug 19, 2026·110 days on market·Recent sales in Jacksonville

2950 St Johns Avenue 7

Jacksonville, FL 32205

$255,000sold priceListed at $275,000 · 92.7% of asking$181/sqftMLS# 2139929
3
Beds
2
Baths
1,406
Sq Ft
1973
Built
—
Garage
No
Pool
FEMA Zone XHOA $797/mo436 sqft lotWaterfrontCondominium1 story

About this home

Jacksonville

Experience waterfront living at its finest in this beautifully updated 3-bedroom, 2-bathroom condo nestled along the scenic St. Johns River. Featuring rich hardwood floors throughout, this home offers a seamless blend of comfort and style with spacious living areas designed for both relaxation and entertainment. Step outside to your private patio overlooking the water, an ideal setting for morning coffee, evening dinners, or simply unwinding while taking in breathtaking views. Each bedroom is generously sized, and both bathrooms have been thoughtfully updated with modern finishes. Perfectly located just minutes from the charming shops and vibrant dining scene of Avondale, you'll enjoy easy access to some of the area's best restaurants, boutiques, and local favorites. Whether you're looking for a serene retreat or a place to entertain, this riverfront condo offers the best of both worlds.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,412
Property taxesest. at asking price, Duval County$416
HOAbilled monthly$797
Estimated total, before insurance$2,626/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,919/yr · $410/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$255,000
$51,000
Loan Term
Monthly Payment
$1,412
Principal & Interest: $1,412
Property taxes (est.): $416
Insurance (est.): $170
Estimated Total Monthly
$1,999
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,607 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$275,625$275,625—
2024$275,625$269,527▲ $9,975
2023$265,650$245,025—
2022$222,750$222,750—
2021$217,500$82,900—
2020$217,500$81,066—

2025 property taxes (current owner): $4,919/yr

Estimated taxes if purchased at asking price: ~$5,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 27, 2026Closed$275,000
  • Aug 13, 2026Pending$275,000
  • Jul 27, 2026Price change$275,000−$24,000
  • Apr 14, 2026Listed$299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $196/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2970 St Johns Avenue 9F, Jacksonville, FL 32205Listed by RE/MAX SPECIALISTSAug 2026$504,000$2872/21,755150
2970 St Johns Avenue 10D, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$235,000$1393/21,6963830
2950 St. Johns Avenue 20, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$175,000$1233/31,42180
2970 St Johns Avenue 10B, Jacksonville, FL 32205Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$300,000$2032/21,4803020
2912 St Johns Avenue 23, Jacksonville, FL 32205Listed by GAILEY ENTERPRISES LLCOct 2026$215,000$1862/21,1591870.1
2931 St Johns Avenue 6, Jacksonville, FL 32205Listed by KELLER WILLIAMS REALTY AT THE LAKESMay 2025$269,000$2452/21,10020.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$275,000
Price / Sq Ft$196
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,406
Acres0.01 acres
Year Built1973
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontYes

Community Information

Address2950 St Johns Avenue 7, Jacksonville, FL 32205
Area032-Avondale
SubdivisionRiver Shores
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size435.6 sq ft
Parcel Number0779770150

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAssigned, Guest
ViewRiver, Water
Waterfront TypeCanal Front, River Front

Interior

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringWood
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesBalcony
Patio / PorchDeck

Additional Information

Date ListedApril 14, 2026
Days on Market110
HOA Fees$797.33 / Monthly
HOA FrequencyMonthly
Tax Amount$4,919.33
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 19, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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