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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a waterfront home in Jacksonville.

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Active

Active·Listed today

2970 St Johns Avenue 7E

Jacksonville, FL 32205

$589,000$323/sqftEst. $3,059/moMLS# 2162799
3
Beds
2
Baths
1,822
Sq Ft
1974
Built
2
Garage
No
Pool

About this home

Jacksonville

Welcome to Beau Rivage Condominium - one of Jacksonville's best managed and most financially sound buildings! Featuring floor to ceiling glass windows that beautifully showcase the amazing river views, this unit has been beautifully updated. The treetop views, breezes and sunsets are spectacular! Wood Floors, an open floor plan and updated kitchen are just a few special features. The 3rd bedroom has been opened up and has built-in bookshelves/desk-perfect for a home office or den. The condo has amazing storage - outside the unit, in the entrance hall and also the hallway to the bedrooms. The primary suite is very large and has two walk-in closets and plantation shutters. The second bedroom has a walk-in closet and en-suite bath. The building has large common areas which is great for hosting meetings, having a party or just enjoying some extra space. There are two parking spaces - one covered and one outside. Enjoy walking distance to the restaurants and Shoppes of Avondale too!

Cost to own

Mortgage calculator

$589,000
$117,800
Loan Term
Monthly Payment
$3,059
Principal & Interest: $3,059
Property taxes (est.): $962
Insurance (est.): $393
Estimated Total Monthly
$4,414
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$3,059
Property taxesest. at asking price, Duval County$962
HOAbilled monthly$1,321
Estimated total, before insurance$5,342/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,674/yr · $556/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,674/yr

Estimated taxes if purchased at asking price: ~$11,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,631 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 13, 2026Active$589,000
  • Sep 1, 2026Listed$589,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$589,000
Price / Sq Ft$323
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,822
Acres0.02 acres
Year Built1974
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address2970 St Johns Avenue 7E, Jacksonville, FL 32205
Area032-Avondale
SubdivisionBeau Rivage
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size871.2 sq ft
Lot DimensionsCondo
Parcel Number0779760196
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Elevator(s), Fitness Center, Maintenance Grounds, Maintenance Structure, Management - Full Time, Trash, Water
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Garage, Parking Lot
ViewRiver
Waterfront TypeRiver Front

Interior

Interior FeaturesElevator, Entrance Foyer, Open Floorplan
AppliancesDishwasher, Dryer, Electric Cooktop, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Wood
# of Stories1
LevelsOne
LaundryIn Unit
SecurityKey Card Entry, Secured Lobby

Exterior

Exterior FeaturesBalcony
Lot DescriptionHistoric Area
ConstructionStucco
Road FrontageCity Street

Additional Information

Date ListedSeptember 13, 2026
Days on Market0
HOA Fees$1,320.64 / Monthly
HOA FrequencyMonthly
HOA NameBeau Rivage
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Sewer, Trash, Water
Tax Amount$6,673.58
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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