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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Sold

Sold·Closed Oct 30, 2025·240 days on market·Recent sales in Mandarin

12861 River Story Lane

Jacksonville, FL 32223

$1,525,000sold priceListed at $1,599,000 · 95.4% of asking$432/sqftMLS# 2067482
4
Beds
3.5
Baths
3,528
Sq Ft
2025
Built
3
Garage
No
Pool
HOA $283/mo0.96 acresSingle Family Residence1 storyNew construction

About this home

Jacksonville

PRICE IMPROVEMENT!! Custom Coastal Cottage with a craftsman touch on .60 Acre in a Prestigious Gated Community along the St. Johns River. Designed with the entertainer in mind and flooded with natural light, the open-concept layout and french door window wall creates an effortless flow between the interior and exterior spaces. The great room has a custom coffered ceiling, gas fireplace, and feature wall housing custom built-in shelving. The thoughtfully- equipped kitchen, perfect for the inspired home chef, features a vast island with barstool seating, hidden walk-in pantry, Thermador stainless steel appliance suite including 48'' 6-burner rangetop with griddle, double wall ovens, column refrigerator and freezer surrounded by dramatic, solid maple custom cabinetry and Pompeii Quartz Siena countertops. The open casual dining room adjacent to the kitchen offers ample dining space, while the Bonus Room with cathedral-beamed ceiling is a perfect option

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$8,381
Property taxesest. at asking price, Duval County$2,490
HOAbilled annually$283
Estimated total, before insurance$11,154/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $360/sq ft; this home is listed at $453/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12843 River Story Way, Jacksonville, FL 32223Listed by RE/MAX SPECIALISTSJul 2026$1,913,750$5025/43,813160.1
12819 River Story Way, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$1,900,000$4795/4.53,96800.2
12767 Brady Road, Jacksonville, FL 32223Listed by VREELAND REAL ESTATE LLCJul 2026$700,000$2064/33,40360.4
14566 Longview Drive S, Jacksonville, FL 32223Listed by WATSON REALTY CORPJun 2026$1,550,000$3605/3.54,3051700.5
12852 Longview Drive W, Jacksonville, FL 32223Listed by RE/MAX SPECIALISTSMay 2026$598,000$2093/2.52,859250.5
14830 Ingle Lane, Jacksonville, FL 32223Listed by ROUND TABLE REALTYSep 2026$695,000$2125/3.53,286380.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,599,000
Price / Sq Ft$453
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,528
Total Structure Area5,192 sq ft
Acres0.96 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address12861 River Story Lane, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionRiver Story
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size41,817.6 sq ft
Parcel Number1060990705
ZoningResidential

Amenities

AmenitiesMaintenance Grounds, Security
UtilitiesCable Available, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond, Water

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Freezer, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric, Multi Units
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
SecuritySecurity Gate, Security System Owned, Smoke Detector(s)

Exterior

Exterior FeaturesOutdoor Kitchen
Patio / PorchCovered, Front Porch, Rear Porch
FencingBack Yard
RoofShingle
ConstructionComposition Siding, Frame
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJuly 31, 2025
Days on Market240
HOA Fees$3,400 / Annually
HOA FrequencyAnnually
HOA NameRiver Story HOA
HOA Fee IncludesSecurity
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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