Active·84 days on market
377 Saw Palmetto Street
Yulee, FL 32097
About this home
Yulee
Get settled in Wildlight before the new school year and enjoy the convenience of being within walking distance to Wildlight Elementary School. In a market where both timing and interest rates matter, this home offers a rare opportunity with an assumable 4.25% VA loan that may significantly reduce monthly payments for qualified buyers. Positioned in one of the most sought-after areas of the community, this property combines lifestyle, location, and long-term value. From the moment you arrive, the home offers a sense of ease and functionality. Mornings can begin with a short walk to school, while afternoons and evenings are designed for enjoying the Florida lifestyle--whether that's relaxing on the lanai, spending time in the backyard, or planning for a future pool. The fully fenced yard provides both privacy and flexibility, which is increasingly difficult to find in newer construction. Inside, the open-concept layout is thoughtfully designed to support everyday living. The kitchen
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $461,200 in June 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $404,625 | $348,041 | — |
| 2024 | $387,525 | $337,525 | — |
| 2023 | $75,000 | $75,000 | — |
| 2022 | $75,000 | $75,000 | — |
| 2021 | $33,902 | $33,902 | — |
2025 property taxes (current owner): $7,090/yr
Estimated taxes if purchased at asking price: ~$8,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Apr 22, 2026Listed$499,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REAL BROKER LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
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