This home is in Yulee.
Sold·Closed Aug 11, 2026·68 days on market·Recent sales in Yulee
386 Saw Palmetto Street
Yulee, FL 32097
About this home
Yulee
Welcome to this better-than-new 2023 home in the highly sought-after Wildlight community! This meticulously maintained and extensively upgraded 3-bedroom, 2-bath home with flex room with more than 2,000 square feet of luxury living. Inside, you'll find upgraded wood flooring, designer Ballard Designs lighting and drapery, upgraded ceiling fans, and a bright open-concept layout for entertaining. The gourmet kitchen features top-of-the-line appliances, induction cooktop, modern finishes, ample prep space, and expansive three-panel sliding glass doors for seamless indoor/outdoor living. Relax on the electric screened lanai overlooking peaceful preserve views with no rear neighbors. Additional upgrades include a custom master closet system, epoxy-coated garage floor, overhead and floored attic storage, Nest thermostat, water softener system, Rinnai tankless water heater, and integrated interior pest control system. Fully move-in ready with every detail already completed!
Next steps in Yulee
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: material not specified — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $522,100 in June 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $405,355 | $348,792 | — |
| 2024 | $388,255 | $338,255 | — |
| 2023 | $75,000 | $75,000 | — |
| 2022 | $75,000 | $75,000 | — |
| 2021 | $33,902 | $33,902 | — |
2025 property taxes (current owner): $7,101/yr
Estimated taxes if purchased at asking price: ~$8,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 11, 2026Closed$499,900
- Jul 20, 2026Pending$499,900
- May 13, 2026Listed$499,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $230/sq ft; this home is listed at $241/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 320 Ecliptic Loop, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Aug 2026 | $352,390 | $230 | 2/2 | 1,529 | 22 | 0.1 |
| 328 Ecliptic Loop, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Aug 2026 | $358,000 | $234 | 2/2 | 1,529 | 168 | 0.1 |
| 436 Jubilee Circle, Yulee, FL 32097Listed by DOGWOOD REALTY | Aug 2026 | $295,000 | $191 | 2/2 | 1,542 | 71 | 0.2 |
| 285 Ecliptic Loop, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Aug 2026 | $344,000 | $225 | 2/2 | 1,529 | 89 | 0.2 |
| 426 Hawthorn Park Circle, Yulee, FL 32097Listed by FERNANDINA BEACH REALTY | Jul 2026 | $470,000 | $227 | 3/2 | 2,073 | 87 | 0.2 |
| 756 Del Webb Parkway, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Sep 2026 | $506,840 | $273 | 2/2 | 1,858 | 62 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BEYCOME OF FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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