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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Amelia National, Fernandina Beach — a golf community home on Amelia Island.

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Sold

Sold·Closed Jun 30, 2026·146 days on market·Recent sales in Amelia National·Amelia National

95134 Starling Court

Fernandina Beach, FL 32034

$1,075,000sold priceListed at $1,145,000 · 93.9% of asking$294/sqftMLS# 2121947
4
Beds
4
Baths
3,661
Sq Ft
2006
Built
3
Garage
Yes
Pool

28 more homes for sale in Amelia National →Search Amelia National on the map

HOA $81/mo0.47 acresSingle Family Residence2 stories

About this home

Amelia National

Resort style living begins in your own backyard. Tucked away on a quiet cul-de-sac in the prestigious Amelia National Golf & Country Club, this exceptional POOL home offers elegant outdoor entertaining spaces and beautifully designed interiors. The 3,661 sq ft estate features 4 bedrooms, 3 full baths, & 2 half baths. Formal living areas include a sitting room with wood-burning fireplace, formal dining room, and an expansive great room with custom BUILT-INS & soaring 18-foot ceiling. Architectural details shine throughout with tray ceilings, crown molding, & designer chandeliers. The chef's kitchen is a true showpiece, featuring a custom island with an integrated dining table, WOLF 6-burner gas range, Cafe48 refrigerator, Sub-zero wine refrigerator, combo convection wall oven & microwave, upgraded cabinetry, and custom walk-in pantry. The main-level owner's suite offers a private sitting area with nature views and a spa-like bath with jetted tub, oversized dual-head walk-in shower

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,954
Property taxesest. at asking price, Nassau County$1,484
HOAbilled annually$81
Estimated total, before insurance$7,520/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$10,529/yr · $877/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,075,000
$215,000
Loan Term
Monthly Payment
$5,954
Principal & Interest: $5,954
Property taxes (est.): $1,484
Insurance (est.): $717
Estimated Total Monthly
$8,155
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,705 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $1,150,000 in June 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$908,806$479,930—
2024$730,630$570,840—
2023$754,671$552,757—
2022$568,477$482,463—
2021$404,715$397,813—
2020$361,648$361,648—

2024 property taxes (current owner): $10,529/yr

Estimated taxes if purchased at asking price: ~$17,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $313/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
95241 Snapdragon Drive, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTYSep 2026$636,000$1934/43,29040.3
95191 Poplar Way, Fernandina Beach, FL 32034Listed by MARK SPAIN REAL ESTATEAug 2026$600,000$2213/32,712220.3
95164 Poplar Way, Fernandina Beach, FL 32034Listed by EDGEWATER REALTY LLCJun 2026$739,000$2215/3.53,347900.3
95185 Amelia National Parkway, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYSep 2026$1,000,000$2424/44,127210.4
95237 Periwinkle Place, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$410,000$1604/2.52,566430.4
95198 Amelia National Parkway, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$759,000$2914/32,612160.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,145,000
Price / Sq Ft$313
Bedrooms4
Bathrooms4.00
Full Baths3
Half Baths2
Square Footage3,661
Acres0.47 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water, Screen Enclosure
Is WaterfrontNo

School Information

ElementaryYulee
MiddleYulee
HighYulee

Community Information

Address95134 Starling Court, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionAmelia National
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size20,473.2 sq ft
Parcel Number262N28006A00750000
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Golf Course, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Wine Cooler
HeatingCentral
CoolingCentral Air, Split System
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Sink, Washer Hookup
SecurityGated with Guard, Security Gate, Security System Owned

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
FencingFenced, Back Yard
RoofShingle
ConstructionFiber Cement, Stucco
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedMay 8, 2026
Days on Market146
HOA Fees$976 / Annually
HOA FrequencyAnnually
HOA NameAmelia National
Tax Amount$10,529.16
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Amelia National

Amelia National is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Amelia National homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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