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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Amelia Concourse, Fernandina Beach.

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Sold

Sold·Closed Sep 9, 2026·4 days on market·Recent sales in Amelia Concourse·Amelia Concourse

95241 Snapdragon Drive

Fernandina Beach, FL 32034

$636,000sold priceListed at $599,000 · 106.2% of asking$193/sqftMLS# 2157482
4
Beds
4
Baths
3,290
Sq Ft
2019
Built
3
Garage
No
Pool

10 more homes for sale in Amelia Concourse →Search Amelia Concourse on the map

FEMA Zone XHOA $11/mo10,890 sqft lotSingle Family Residence2 stories

About this home

Amelia Concourse

Welcome to 95241 Snapdragon Drive - a luxury, custom-look home with a non-custom price tag! This nearly 3,300 sq ft beauty offers mostly single-story living with 4 bedrooms, 4 full baths (and additional office AND bonus room), and a 3-car garage in sought-after Amelia Concourse. This home has been pristinely maintained. The gourmet kitchen is fully upgraded with gas appliances, oversized drawers, repainted cabinetry and extended luxury tile, which continues into the primary bath alongside a soaker tub and dual closets. You can't miss the custom built-ins in the office and living room, an electric fireplace with hidden TV mount, floor outlet, and ceiling surround sound in the living room (ceiling sound in primary bath and patio too). Dual tankless water heaters and a TRANE HVAC unit (split between upstairs and downstairs) give total peace of mind. Recent updates: new carpet downstairs, water filter/softener, interior paint, and UV light HVAC air filtration, all 2024.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,523
Property taxesest. at asking price, Nassau County$878
HOAbilled annually$11
Estimated total, before insurance$4,412/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$636,000
$127,200
Loan Term
Monthly Payment
$3,523
Principal & Interest: $3,523
Property taxes (est.): $878
Insurance (est.): $424
Estimated Total Monthly
$4,825
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 9, 2026Closed$599,000
  • Jul 31, 2026Pending$599,000
  • Jul 29, 2026Listed$599,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $223/sq ft; this home is listed at $182/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
95237 Periwinkle Place, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$410,000$1604/2.52,566430.1
94974 Windflower Trail, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$530,000$2234/32,37650.2
94987 Windflower Trail, Fernandina Beach, FL 32034Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$540,000$2274/32,383980.3
95134 Starling Court, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAJun 2026$1,075,000$2944/43,6611460.3
95191 Poplar Way, Fernandina Beach, FL 32034Listed by MARK SPAIN REAL ESTATEAug 2026$600,000$2213/32,712220.4
95164 Poplar Way, Fernandina Beach, FL 32034Listed by EDGEWATER REALTY LLCJun 2026$739,000$2215/3.53,347900.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$599,000
Price / Sq Ft$182
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,290
Acres0.25 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address95241 Snapdragon Drive, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionAmelia Concourse
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size10,890 sq ft
Parcel Number302N28015100100000

Amenities

AmenitiesPool, Playground
UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingCentral, Heat Pump
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LaundryIn Unit, Lower Level
SecurityFire Alarm, Security System Owned, Smoke Detector(s)

Additional Information

Date ListedJuly 29, 2026
Days on Market4
HOA Fees$129 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FERNANDINA BEACH REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Amelia Concourse

Amelia Concourse is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Amelia Concourse homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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