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95241 Snapdragon Drive

Fernandina Beach, FL 32034

$599,000$182/sqftEst. $3,054/moMLS# 2157482

Beds

Baths

3,290

Sq Ft

2019

Built

Garage

Pool

About this home

Fernandina Beach

Welcome to 95241 Snapdragon Drive - a luxury, custom-look home with a non-custom price tag! This nearly 3,300 sq ft beauty offers mostly single-story living with 4 bedrooms, 4 full baths (and additional office AND bonus room), and a 3-car garage in sought-after Amelia Concourse. This home has been pristinely maintained. The gourmet kitchen is fully upgraded with gas appliances, oversized drawers, repainted cabinetry and extended luxury tile, which continues into the primary bath alongside a soaker tub and dual closets. You can't miss the custom built-ins in the office and living room, an electric fireplace with hidden TV mount, floor outlet, and ceiling surround sound in the living room (ceiling sound in primary bath and patio too). Dual tankless water heaters and a TRANE HVAC unit (split between upstairs and downstairs) give total peace of mind. Recent updates: new carpet downstairs, water filter/softener, interior paint, and UV light HVAC air filtration, all 2024.

Cost to own

Mortgage calculator

Home Price

$599,000

Down Payment: 20%

$119,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,054

Principal & Interest: $3,054

Property taxes (est.): $827

Insurance (est.): $399

Estimated Total Monthly

$4,280

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,054

Property taxesest. at asking price, Nassau County$827

HOAbilled annually$11

Estimated total, before insurance$3,892/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

History