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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Amelia National, Fernandina Beach — a home near Yulee High School.

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Sold

Sold·Closed Jun 17, 2026·90 days on market·Recent sales in Amelia National·Amelia National

95164 Poplar Way

Fernandina Beach, FL 32034

$739,000sold priceListed at $758,000 · 97.5% of asking$221/sqftMLS# 2130771
5
Beds
3.5
Baths
3,347
Sq Ft
2011
Built
2
Garage
No
Pool

28 more homes for sale in Amelia National →Search Amelia National on the map

HOA $81/mo13,939 sqft lotSingle Family Residence2 stories

About this home

Amelia National

This Stunning Better than New - Ameilia National Home checks All of the Boxes. Brand New Roof & CDD is Paid OFF! Lifestyle membership +Food Bev min paid thru 2026! Plus a 10K Buyer Incentive to buydown rate or go towards cc's. Enjoy Spacious Resort living in this 3,347 SF 5-bedrm 3.5 bath home with plenty of room for the family to spread out & grow or for multi-generational living. Features an office, dining rm, flex rm, family rm & Huge bonus rm. High ceilings & natural light. Relax & entertain on your screened lanai overlooking a large .32-acre yard w peaceful water to preserve views. Well-appointed neutral finishes incl gorgeous wood plank tile flooring on 1st floor, new carpet upstairs, plantation shutters, custom millwork, stacked stone accents, paver driveway, freshly painted exterior & Excell curb appeal. Shows like a Model & incls Hm Warranty. Less than a mile cart ride/bike/walk to Amenities w Tom Fazio Golf course, resort style pool/spa, tennis, fitness center & restaurant.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,093
Property taxesest. at asking price, Nassau County$1,020
HOAbilled annually$81
Estimated total, before insurance$5,195/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,447/yr · $537/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$739,000
$147,800
Loan Term
Monthly Payment
$4,093
Principal & Interest: $4,093
Property taxes (est.): $1,020
Insurance (est.): $493
Estimated Total Monthly
$5,606
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2011)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,722 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$606,466$377,412—
2024$614,348$366,068—
2023$628,763$353,950—
2022$518,480$518,480—
2021$356,892$349,126—
2020$317,387$317,387—

2025 property taxes (current owner): $6,447/yr

Estimated taxes if purchased at asking price: ~$12,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $223/sq ft; this home is listed at $226/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
95043 Poplar Way, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$569,900$2384/32,396980.1
95191 Poplar Way, Fernandina Beach, FL 32034Listed by MARK SPAIN REAL ESTATEAug 2026$600,000$2213/32,712220.1
95134 Starling Court, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAJun 2026$1,075,000$2944/43,6611460.3
95241 Snapdragon Drive, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTYSep 2026$636,000$1934/43,29040.4
95237 Periwinkle Place, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$410,000$1604/2.52,566430.5
94974 Windflower Trail, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$530,000$2234/32,37650.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$758,000
Price / Sq Ft$226
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,347
Acres0.32 acres
Year Built2011
TypeResidential
Sub-TypeSingle Family Residence
StyleMulti Generational, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryYulee
MiddleYulee
HighYulee

Community Information

Address95164 Poplar Way, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionAmelia National
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size13,939.2 sq ft
Parcel Number262N28006A02180000

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Golf Course, Jogging Path, Management - Full Time, Management- On Site, Playground, Security, Spa/Hot Tub, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Restaurant, Gated
UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewLake, Pond, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Eat-in Kitchen, Open Floorplan, Pantry, Primary Downstairs, Split Bedrooms
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch, Rear Porch, Screened
RoofShingle
ConstructionBlock, Stucco

Additional Information

Date ListedFebruary 18, 2026
Days on Market90
HOA Fees$976 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$6,447.17
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EDGEWATER REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Amelia National

Amelia National is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Amelia National homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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