This home is in Deercreek, Jacksonville — a waterfront home in Jacksonville.
Active·3 days on market·Deercreek
9937 Watermark Lane W
Jacksonville, FL 32256
12 more homes for sale in Deercreek →Search Deercreek on the map
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About this home
Deercreek
Welcome to this beautifully renovated lakefront home in the sought-after Deercreek Country Club. Situated on a large lot, this exceptional residence offers an open floor plan designed for comfortable living, including a 5-year old roof and HVAC system, and new designer lighting throughout. A grand two-story foyer and updated staircase create a stunning first impression, while white oak hardwood flooring flows throughout the main level, and second floor primary suite. The renovated gourmet kitchen features quartz countertops, custom range hood, gas cooktop, and abundant cabinetry. The spacious family room showcases a gas fireplace with decorative molding and shiplap accents, filled with natural light and beautiful lake views. The second-floor primary suite overlooks the lake with a thoughtfully renovated bathroom and soaking tub. Three additional bedrooms include an en-suite and a Jack-and-Jill bathroom. Enjoy the lakefront lanai, two car garage, and an exceptional move-in ready home.
Next steps in Deercreek
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2004)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,742 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
16th Ave S36 min drive · 28 parking spaces
Closest park or preserve
Julington-Durbin Preserve16 min drive · 6.4 mi of trails
Closest public boat ramp
Goodby's Creek Boat Rampabout 5 mi · St. Johns River - Goodby's Creek
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launchabout 3 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Richard H. 'Dick' Kravitz Regional Parkabout 2 mi · Soccer
Closest grocery store
Aldi7 min drive · 9041 Southside Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $658,301 | $554,139 | ▲ $55,467 |
| 2023 | $626,494 | $536,543 | — |
| 2022 | $569,460 | $519,460 | — |
| 2021 | $429,795 | $429,795 | — |
| 2020 | $410,199 | $311,431 | — |
2025 property taxes (current owner): $10,658/yr
Estimated taxes if purchased at asking price: ~$13,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
History
Price & status history
- Oct 20, 2026Listed$685,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $217/sq ft; this home is listed at $219/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 9978 Vineyard Lake Road, Jacksonville, FL 32256Listed by NON MLS (realMLS) | Aug 2026 | $900,000 | $303 | 5/4 | 2,967 | 0 | 1 |
| 10578 Castlebar Glen Drive S, Jacksonville, FL 32256Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jul 2026 | $560,000 | $204 | 4/3 | 2,750 | 122 | 1.1 |
| 9927 Chelsea Lake Road, Jacksonville, FL 32256Listed by WATSON REALTY CORP | Oct 2026 | $595,000 | $212 | 4/3 | 2,807 | 420 | 1.2 |
| 10098 Chester Lake Road E, Jacksonville, FL 32256Listed by WATSON REALTY CORP | Sep 2026 | $635,000 | $221 | 4/3.5 | 2,873 | 229 | 1.2 |
| 9965 Chelsea Lake Road, Jacksonville, FL 32256Listed by POINT PROPERTIES | Aug 2026 | $530,000 | $195 | 4/3.5 | 2,723 | 137 | 1.3 |
| 8688 Rolling Brook Lane, Jacksonville, FL 32256Listed by ROUND TABLE REALTY | Aug 2026 | $715,000 | $217 | 5/4 | 3,293 | 26 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: SAVVY AVENUE, LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Deercreek
Deercreek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.
View all Deercreek homes for sale →Keep looking
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Krista Fracke
Broker Associate
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