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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Deercreek, Jacksonville — a gated community home in Jacksonville.

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Active

Active·48 days on market·Deercreek

7903 Vineyard Lake Road N

Jacksonville, FL 32256

$799,900$259/sqftEst. $4,396/mo mortgageMLS# 2160559
↓ $20,000 below original list
4
Beds
3
Baths
3,084
Sq Ft
1990
Built
2
Garage
No
Pool

9 more homes for sale in Deercreek →Search Deercreek on the map

FEMA Zone XHOA $160/mo0.55 acresSingle Family Residence1 story

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About this home

Deercreek

NOW OFFERED AT $799,900. Set on a corner lot in the gated Deercreek community, this beautifully updated 4-bedroom, 3-bath home offers 3,084 square feet of living space with classic architectural character, thoughtful updates and an abundance of natural light. Step inside to soaring ceilings, extensive crown molding and millwork, rich hardwood floors and large windows throughout. Multiple living and gathering spaces provide plenty of room to entertain, while a double-sided fireplace connects the living areas and adds architectural interest from either side. The renovated kitchen features crisp white cabinetry, generous counter and storage space, stainless steel appliances, an island and additional built-in cabinetry. The kitchen flows easily into the surrounding living spaces for everyday living and entertaining. All three full bathrooms have been renovated, including a Jack-and-Jill bath serving two secondary bedrooms.

Next steps in Deercreek

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$4,396
Property taxesest. at asking price, Duval County$1,306
HOAbilled quarterly$160
Estimated total, before insurance$5,862/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,916/yr · $826/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$799,900
$159,980
Loan Term
Monthly Payment
$4,396
Principal & Interest: $4,396
Property taxes (est.): $1,306
Insurance (est.): $533
Estimated Total Monthly
$6,235
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,749 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,916/yr

Estimated taxes if purchased at asking price: ~$15,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 26, 2026Active$799,900
  • Oct 16, 2026Active Under Contract$799,900
  • Oct 1, 2026Price change$799,900−$20,000
  • Sep 10, 2026Active$819,900
  • Aug 14, 2026Listed$819,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $259/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9978 Vineyard Lake Road, Jacksonville, FL 32256Listed by NON MLS (realMLS)Aug 2026$900,000$3035/42,96700.7
10578 Castlebar Glen Drive S, Jacksonville, FL 32256Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJul 2026$560,000$2044/32,7501220.8
9927 Chelsea Lake Road, Jacksonville, FL 32256Listed by WATSON REALTY CORPOct 2026$595,000$2124/32,8074200.9
10098 Chester Lake Road E, Jacksonville, FL 32256Listed by WATSON REALTY CORPSep 2026$635,000$2214/3.52,8732291
9965 Chelsea Lake Road, Jacksonville, FL 32256Listed by POINT PROPERTIESAug 2026$530,000$1954/3.52,7231371
8325 Amherst Hills Lane, Jacksonville, FL 32256Listed by WATSON REALTY CORPAug 2026$615,000$2474/32,49441.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$799,900
Price / Sq Ft$259
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,084
Total Structure Area4,171 sq ft
Acres0.55 acres
Year Built1990
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address7903 Vineyard Lake Road N, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionDeer Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size23,958 sq ft
Parcel Number1678010285
ZoningSingle Family

Amenities

AmenitiesBasketball Court, Pickleball, Playground
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Multi Units, Split System
FlooringCarpet, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesDouble Sided, Gas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Sink, Washer Hookup
SecurityGated with Guard

Exterior

Lot DescriptionCorner Lot, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Porch, Rear Porch, Side Porch
FencingOther, Back Yard
RoofShingle
ConstructionOther
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 10, 2026
Days on Market48
HOA Fees$479 / Quarterly
HOA FrequencyQuarterly
HOA NameDeercreek Country Club Owner Association
HOA Fee IncludesMaintenance Grounds, Trash
Tax Amount$9,915.86
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS JACKSONVILLE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Deercreek

Deercreek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all Deercreek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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